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cashless/wireless money transfers

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Michael V (NM) View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Michael V (NM) Quote  Post ReplyReply Direct Link To This Post Topic: cashless/wireless money transfers
    Posted: 18 Feb 2022 at 11:06am
I really prefer old-fashioned ways, you know, handwritten checks (if known to be good) CASH, and good ole CREDIT cards, but,I may hafta move into the present time, seems a lot are using things like Venmo and cash App. seems like a lot of places and people are using one of these
which one ya'll use and what do you like/dislike? what do they have for recourse/safety? If I do get one of these, I'm thinkin of tying it to it's own separate account with only a minimum amount of money in the account, to save from hackers...I do have a couple Debit cards, their limit is set at $500.00, because I had one of these hacked few years ago. 
it won't take many bad reviews for me to stick with the good ole reliable...AMERICAN GREENBACKS....
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JC-WI View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote JC-WI Quote  Post ReplyReply Direct Link To This Post Posted: 18 Feb 2022 at 11:11am
Canada government thinks they can spy on anyone they feel like now... and freeze or seize any account at will... so nothing is really safe anymore. Don't seem to matter what type of values they are.
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Michael V (NM) View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Michael V (NM) Quote  Post ReplyReply Direct Link To This Post Posted: 18 Feb 2022 at 11:16am
gonna be kinda tough to freeze that CASH in my hand,,'they' will prolly find ways to eliminate/control that too.....

now back to our regular program....
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Dan Hauter View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Dan Hauter Quote  Post ReplyReply Direct Link To This Post Posted: 18 Feb 2022 at 1:33pm
And we Americans were so worried about Cuba for over half a century! Little did we suspect that Canada would be taken over by Communists. Just watched the Canadian Finance Minister threaten to freeze the bank accounts of Americans who sympathize with the truckers & farmers who are protesting. 
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Post Options Post Options   Thanks (0) Thanks(0)   Quote tadams(OH) Quote  Post ReplyReply Direct Link To This Post Posted: 18 Feb 2022 at 1:57pm
   I use pay Pal haven't tried any of the others
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DougG View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote DougG Quote  Post ReplyReply Direct Link To This Post Posted: 18 Feb 2022 at 2:02pm
In my opinion- bank , wire transfers are just as good as the cash in hand stuff , sure the bank make a little but its all traceable and good to go , 
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JohnColo View Drop Down
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Post Options Post Options   Thanks (1) Thanks(1)   Quote JohnColo Quote  Post ReplyReply Direct Link To This Post Posted: 19 Feb 2022 at 12:24am
I use bank wire transfers for machinery purchases out of state.  We use the Square credit card reader for sales at the Farmers Market, I prefer cash or Market Bucks but don't want to miss out on a sale.  Some farmers are taking Venmo, don't really know how it works, need to talk to a younger person who deals with it.
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Ron(AB) View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Ron(AB) Quote  Post ReplyReply Direct Link To This Post Posted: 19 Feb 2022 at 1:03am
"e-transfer" is common in Canada.

You need a phone or computer to email the money. It comes out of whatever account you want.
405, 7000, 7050, 8050, 8070, L3, 2300 & 2600 disk
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desertjoe View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote desertjoe Quote  Post ReplyReply Direct Link To This Post Posted: 19 Feb 2022 at 4:13am

 Hey Michael,,,after an attempted run on my bank Credit Card a few years ago, the bank person suggested I get a "reloadable Credit Card" to use on Internet purchases as there is no direct connection from it to my checking account, and you can "reload" it whenever you want to to maintain a level you are ok with. I usually keep between $200 to $300 in it. I know Nothing bout any of those other methods that have sprung up for internet purchases,,,I'm just too dang oLD fASHIONED,,,,Wink
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DougG View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote DougG Quote  Post ReplyReply Direct Link To This Post Posted: 19 Feb 2022 at 6:35am
Paypal works great
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jaybmiller Quote  Post ReplyReply Direct Link To This Post Posted: 19 Feb 2022 at 6:43am
I've used e-transfers for years,seems to be the way of the 'two thumb' generation. However I did learn about 'Global transfers' the hard way. Hackers got VISAcard  info(happens almost daily..),then 'linkages' to bank accounts, they transfer <$5K, no red flags. If your online bank account has that 'feature', get them to disable it.

hmm DJ.. 'reloadable credit card'? Isn't that really a 'debit card'? Heck my 'access' card is also a debit card... grandaughter taught me that...
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Hubert (Ga)engine7 View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Hubert (Ga)engine7 Quote  Post ReplyReply Direct Link To This Post Posted: 20 Feb 2022 at 4:52pm
I use PayPal tied to a credit card for most online purchases. No Venmo or anything like that for me. And I won't donate anything through GoF***Me, especially since they have frozen so many accounts. Good old cash works best for me, check second and then credit card.
Just an old country boy saved by the grace of God.
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Michael V (NM) View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Michael V (NM) Quote  Post ReplyReply Direct Link To This Post Posted: 20 Feb 2022 at 8:43pm
From what I've kinda learned here,,I'll jus stick with what I been doin....CASH,checks,and CC...
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Gusseino Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 4:39pm
The use of paper checks has narrowed markedly. The government is watching every cent we spend. I have been using the GetUpside app https://arrestyourdebt.com/getupside-review/ for a long time, and even in this app, sending a paper check by mail is no longer available. Paper checks are canceled at the legislative level. I feel like a lab mouse in a cage being watched. Even when I buy coffee at a gas station, my bank knows about it. We’re being followed everywhere. I understand this is necessary so that no one can avoid paying taxes, but I may soon have a delusion of persecution. lol

Edited by Gusseino - 11 Jul 2022 at 5:43am
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DMiller View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote DMiller Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 5:58pm
Is all fine until go into Ozark hill country, few strong enough signals for wireless devices, stores have Cash Only signs, do not take out of town and many In town checks, no visa or m-card swipe devices do not want them.

Saw such a sign at a smaller restaurant, people sat down to order lunches, noted On Door, sign above cash register, notation INSIDE menu and they got angry as the waitress asked who would get the check, guy held up a card, she told him do not take them, so out of seven people they had less than $20 together. On a road trip, unknown area.

Local car repair shops in town, Local Checks or cash only, NO CCs, no out of town checks. Will take a USPS money order or WU money order. Money is tight, cannot afford deadbeats.
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PaulB View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PaulB Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 5:58pm


Edited by PaulB - 14 Jan 2025 at 3:56pm
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jaybmiller View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote jaybmiller Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 7:13pm
Rogers up here, largest telecom provider, did an 'upgrade' around 4am the other day...'domino effect' took down the ENTIRE network across Canada for a day...
...so we don't have to worry about 'outsiders' taking us down, as it seems nobody here CHECKS to be 100% sure the 'software updates' ACTUALLY work !
Apparently they had no 'plan b', like 'reload previous working version' !!
idiots...
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Post Options Post Options   Thanks (0) Thanks(0)   Quote EPALLIS Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 9:34pm
I'm exactly like you Hubert.  Nice to know there is another that does the same.
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shameless dude View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote shameless dude Quote  Post ReplyReply Direct Link To This Post Posted: 10 Jul 2022 at 9:36pm
still use cash,checks, and wire transfers if buying something big at on line auctions.
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WF owner View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote WF owner Quote  Post ReplyReply Direct Link To This Post Posted: 11 Jul 2022 at 4:38am
Our local credit union had an informational session a while back. The first thing they said was do not use personal checks. Every check you write has your bank account number and routing number on the check. Anyone that wants to go to the trouble can set up a transfer or pay anything they want with these numbers.

They also advised against using debit cards. Debit cards are not protected the same way credit cards are. If someone gets your debit card info, they have access to your bank account and the bank or credit union are not responsible for transactions from your bank account in the same way credit card companies do.

I do not use my credit card to purchase things unless it's a vendor or person I know and trust. Otherwise, I use PayPal.  With PayPal, they have no access to any of your bank or credit card accounts. It's also pretty easy to transfer money to a "friend" with no transaction fee.
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DMiller View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote DMiller Quote  Post ReplyReply Direct Link To This Post Posted: 11 Jul 2022 at 5:21am
I use Paypal considerably as well a Chase Card that has a protection program if a unscrupulous vendor tries something stupid.  On those limited occasion when a source appears iffy I will try PP, if they refuse then fall back to MO, if that is refused I go elsewhere.  CCs and any hard checks only go to tructed sources.
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Post Options Post Options   Thanks (0) Thanks(0)   Quote shameless dude Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jul 2022 at 6:39am
Michael....auctioneers love money transfers, puts you in good standing with them real fast! i've bought several vehicles on online auctions and they say they will mail the titles in 3-6 weeks after the sale. i used a money transfer and recieved my titles within 2-3 days! we were both happy!
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Post Options Post Options   Thanks (0) Thanks(0)   Quote Tampetsma Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jan 2025 at 5:55am
I get why cash is still king for a lot of folks—it’s easy, private, and works even when tech decides to fail. There’s no beating that for simplicity. But I’ve found having a solid digital option can really come in handy, especially if you’re dealing with stuff like sending money overseas or swapping currencies.
For me, I was looking for something that didn’t eat up so much in fees, and I stumbled on ownersclubfx.com. It’s nothing fancy, just straight-up useful when you need to handle things quick and easy without feeling ripped off.



Edited by Tampetsma - 16 Jan 2025 at 11:23pm
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Post Options Post Options   Thanks (0) Thanks(0)   Quote PaulB Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jan 2025 at 9:50am
If a person that I don't know can't come in person to pay CASH, I'll only accept a USPS money order. If either party doesn't do as promised, it becomes MAIL FRAUD. I will sometimes accept a check from an unknown, if they are OK with waiting for a check to clear.
  I have encountered so many difficulties in the past when dealing with those that are not in the US. to the point I won't do business outside of the US. any more 
  I have had many mail me CASH, however I don't recommend that.  
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Post Options Post Options   Thanks (2) Thanks(2)   Quote DiyDave Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jan 2025 at 2:54pm
Originally posted by PaulB PaulB wrote:

If a person that I don't know can't come in person to pay CASH, I'll only accept a USPS money order. If either party doesn't do as promised, it becomes MAIL FRAUD. I will sometimes accept a check from an unknown, if they are OK with waiting for a check to clear.
  I have encountered so many difficulties in the past when dealing with those that are not in the US. to the point I won't do business outside of the US. any more 
  I have had many mail me CASH, however I don't recommend that.  

Paul, I think the newb that revived this 2 year dead thread is a spammer.  Should have a sign...Wink



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WF owner View Drop Down
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Post Options Post Options   Thanks (0) Thanks(0)   Quote WF owner Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jan 2025 at 2:57pm
Originally posted by PaulB PaulB wrote:

If a person that I don't know can't come in person to pay CASH, I'll only accept a USPS money order. If either party doesn't do as promised, it becomes MAIL FRAUD.
 

As far as mail fraud, good luck with that. I'm sure the USPS has thousands of complaints every day. I doubt they are going to give a small claim much time.
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Post Options Post Options   Thanks (1) Thanks(1)   Quote Gary Quote  Post ReplyReply Direct Link To This Post Posted: 13 Jan 2025 at 3:23pm
I'm with Dave


Hey   Mr. Not Given

Welcome to the Allis Forum.

This is a place where we watch out for each other.

So tell us a little bit about yourself.

Eg. what State you live in, what you have for Allis Chalmers equipment etc.

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Post Options Post Options   Thanks (0) Thanks(0)   Quote Coke-in-MN Quote  Post ReplyReply Direct Link To This Post Posted: 15 Jan 2025 at 5:23pm
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Edited by Coke-in-MN - 15 Jan 2025 at 5:24pm
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