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cashless/wireless money transfers |
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Michael V (NM)
Orange Level Access Joined: 12 Sep 2009 Location: NM Points: 2422 |
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Posted: 18 Feb 2022 at 11:06am |
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I really prefer old-fashioned ways, you know, handwritten checks (if known to be good) CASH, and good ole CREDIT cards, but,I may hafta move into the present time, seems a lot are using things like Venmo and cash App. seems like a lot of places and people are using one of these
which one ya'll use and what do you like/dislike? what do they have for recourse/safety? If I do get one of these, I'm thinkin of tying it to it's own separate account with only a minimum amount of money in the account, to save from hackers...I do have a couple Debit cards, their limit is set at $500.00, because I had one of these hacked few years ago. it won't take many bad reviews for me to stick with the good ole reliable...AMERICAN GREENBACKS....
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JC-WI
Orange Level Access Joined: 11 Sep 2009 Location: wisconsin Points: 33866 |
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Canada government thinks they can spy on anyone they feel like now... and freeze or seize any account at will... so nothing is really safe anymore. Don't seem to matter what type of values they are.
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He who says there is no evil has already deceived himself
The truth is the truth, sugar coated or not. Trawler II says, "Remember that." |
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Michael V (NM)
Orange Level Access Joined: 12 Sep 2009 Location: NM Points: 2422 |
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gonna be kinda tough to freeze that CASH in my hand,,'they' will prolly find ways to eliminate/control that too.....
now back to our regular program....
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Dan Hauter
Orange Level Joined: 06 Feb 2011 Location: Carlinville, IL Points: 1246 |
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And we Americans were so worried about Cuba for over half a century! Little did we suspect that Canada would be taken over by Communists. Just watched the Canadian Finance Minister threaten to freeze the bank accounts of Americans who sympathize with the truckers & farmers who are protesting.
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tadams(OH)
Orange Level Access Joined: 17 Sep 2009 Location: Jeromesville, O Points: 10316 |
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I use pay Pal haven't tried any of the others
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DougG
Orange Level Joined: 20 Sep 2009 Location: Mo Points: 8166 |
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In my opinion- bank , wire transfers are just as good as the cash in hand stuff , sure the bank make a little but its all traceable and good to go ,
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JohnColo
Orange Level Joined: 03 Apr 2020 Location: Niwot, CO Points: 1263 |
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I use bank wire transfers for machinery purchases out of state. We use the Square credit card reader for sales at the Farmers Market, I prefer cash or Market Bucks but don't want to miss out on a sale. Some farmers are taking Venmo, don't really know how it works, need to talk to a younger person who deals with it.
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Ron(AB)
Orange Level Joined: 27 Dec 2009 Location: Alberta Points: 959 |
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"e-transfer" is common in Canada.
You need a phone or computer to email the money. It comes out of whatever account you want. |
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405, 7000, 7050, 8050, 8070, L3, 2300 & 2600 disk
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desertjoe
Orange Level Access Joined: 23 Sep 2013 Location: New mexico Points: 13668 |
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Hey Michael,,,after an attempted run on my bank Credit Card a few years ago, the bank person suggested I get a "reloadable Credit Card" to use on Internet purchases as there is no direct connection from it to my checking account, and you can "reload" it whenever you want to to maintain a level you are ok with. I usually keep between $200 to $300 in it. I know Nothing bout any of those other methods that have sprung up for internet purchases,,,I'm just too dang oLD fASHIONED,,,,
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DougG
Orange Level Joined: 20 Sep 2009 Location: Mo Points: 8166 |
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Paypal works great
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jaybmiller
Orange Level Access Joined: 12 Sep 2009 Location: Greensville,Ont Points: 23112 |
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I've used e-transfers for years,seems to be the way of the 'two thumb' generation. However I did learn about 'Global transfers' the hard way. Hackers got VISAcard info(happens almost daily..),then 'linkages' to bank accounts, they transfer <$5K, no red flags. If your online bank account has that 'feature', get them to disable it. hmm DJ.. 'reloadable credit card'? Isn't that really a 'debit card'? Heck my 'access' card is also a debit card... grandaughter taught me that...
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3 D-14s,A-C forklift, B-112
Kubota BX23S lil' TOOT( The Other Orange Tractor) Never burn your bridges, unless you can walk on water |
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Hubert (Ga)engine7
Orange Level Joined: 12 Sep 2009 Location: Jackson Cnty,GA Points: 6354 |
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I use PayPal tied to a credit card for most online purchases. No Venmo or anything like that for me. And I won't donate anything through GoF***Me, especially since they have frozen so many accounts. Good old cash works best for me, check second and then credit card.
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Just an old country boy saved by the grace of God.
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Michael V (NM)
Orange Level Access Joined: 12 Sep 2009 Location: NM Points: 2422 |
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From what I've kinda learned here,,I'll jus stick with what I been doin....CASH,checks,and CC...
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Gusseino
Bronze Level Joined: 08 Jul 2022 Location: Hamburg, DE Points: 1 |
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The use of paper checks has narrowed markedly. The government is watching every cent we spend. I have been using the GetUpside app https://arrestyourdebt.com/getupside-review/ for a long time, and even in this app, sending a paper check by mail is no longer available. Paper checks are canceled at the legislative level. I feel like a lab mouse in a cage being watched. Even when I buy coffee at a gas station, my bank knows about it. We’re being followed everywhere. I understand this is necessary so that no one can avoid paying taxes, but I may soon have a delusion of persecution. lol
Edited by Gusseino - 11 Jul 2022 at 5:43am |
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DMiller
Orange Level Access Joined: 14 Sep 2009 Location: Hermann, Mo Points: 31794 |
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Is all fine until go into Ozark hill country, few strong enough signals for wireless devices, stores have Cash Only signs, do not take out of town and many In town checks, no visa or m-card swipe devices do not want them.
Saw such a sign at a smaller restaurant, people sat down to order lunches, noted On Door, sign above cash register, notation INSIDE menu and they got angry as the waitress asked who would get the check, guy held up a card, she told him do not take them, so out of seven people they had less than $20 together. On a road trip, unknown area. Local car repair shops in town, Local Checks or cash only, NO CCs, no out of town checks. Will take a USPS money order or WU money order. Money is tight, cannot afford deadbeats. |
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PaulB
Orange Level Joined: 12 Sep 2009 Location: Rocky Ridge Md Points: 4830 |
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Edited by PaulB - 14 Jan 2025 at 3:56pm |
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If it was fun to pull in LOW gear, I could have a John Deere.
Real pullers don't have speed limits. If you can't make it GO... make it SHINY |
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jaybmiller
Orange Level Access Joined: 12 Sep 2009 Location: Greensville,Ont Points: 23112 |
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Rogers up here, largest telecom provider, did an 'upgrade' around 4am the other day...'domino effect' took down the ENTIRE network across Canada for a day... ...so we don't have to worry about 'outsiders' taking us down, as it seems nobody here CHECKS to be 100% sure the 'software updates' ACTUALLY work ! Apparently they had no 'plan b', like 'reload previous working version' !! idiots...
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3 D-14s,A-C forklift, B-112
Kubota BX23S lil' TOOT( The Other Orange Tractor) Never burn your bridges, unless you can walk on water |
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EPALLIS
Orange Level Joined: 12 Sep 2009 Location: Illinois Points: 1139 |
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I'm exactly like you Hubert. Nice to know there is another that does the same.
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shameless dude
Orange Level Joined: 10 Apr 2017 Location: east NE Points: 13607 |
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still use cash,checks, and wire transfers if buying something big at on line auctions.
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WF owner
Orange Level Joined: 12 May 2013 Location: Bombay NY Points: 4749 |
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Our local credit union had an informational session a while back. The first thing they said was do not use personal checks. Every check you write has your bank account number and routing number on the check. Anyone that wants to go to the trouble can set up a transfer or pay anything they want with these numbers.
They also advised against using debit cards. Debit cards are not protected the same way credit cards are. If someone gets your debit card info, they have access to your bank account and the bank or credit union are not responsible for transactions from your bank account in the same way credit card companies do. I do not use my credit card to purchase things unless it's a vendor or person I know and trust. Otherwise, I use PayPal. With PayPal, they have no access to any of your bank or credit card accounts. It's also pretty easy to transfer money to a "friend" with no transaction fee.
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DMiller
Orange Level Access Joined: 14 Sep 2009 Location: Hermann, Mo Points: 31794 |
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I use Paypal considerably as well a Chase Card that has a protection program if a unscrupulous vendor tries something stupid. On those limited occasion when a source appears iffy I will try PP, if they refuse then fall back to MO, if that is refused I go elsewhere. CCs and any hard checks only go to tructed sources.
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shameless dude
Orange Level Joined: 10 Apr 2017 Location: east NE Points: 13607 |
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Michael....auctioneers love money transfers, puts you in good standing with them real fast! i've bought several vehicles on online auctions and they say they will mail the titles in 3-6 weeks after the sale. i used a money transfer and recieved my titles within 2-3 days! we were both happy!
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Tampetsma
Bronze Level Joined: 13 Jan 2025 Location: usa Points: 1 |
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I get why cash is still king for a lot of folks—it’s easy, private, and works even when tech decides to fail. There’s no beating that for simplicity. But I’ve found having a solid digital option can really come in handy, especially if you’re dealing with stuff like sending money overseas or swapping currencies.
For me, I was looking for something that didn’t eat up so much in fees, and I stumbled on ownersclubfx.com. It’s nothing fancy, just straight-up useful when you need to handle things quick and easy without feeling ripped off. Edited by Tampetsma - 16 Jan 2025 at 11:23pm |
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PaulB
Orange Level Joined: 12 Sep 2009 Location: Rocky Ridge Md Points: 4830 |
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If a person that I don't know can't come in person to pay CASH, I'll only accept a USPS money order. If either party doesn't do as promised, it becomes MAIL FRAUD. I will sometimes accept a check from an unknown, if they are OK with waiting for a check to clear.
I have encountered so many difficulties in the past when dealing with those that are not in the US. to the point I won't do business outside of the US. any more
I have had many mail me CASH, however I don't recommend that. |
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If it was fun to pull in LOW gear, I could have a John Deere.
Real pullers don't have speed limits. If you can't make it GO... make it SHINY |
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DiyDave
Orange Level Access Joined: 11 Sep 2009 Location: Gambrills, MD Points: 52194 |
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Paul, I think the newb that revived this 2 year dead thread is a spammer. Should have a sign... |
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Source: Babylon Bee. Sponsored by BRAWNDO, its got what you need!
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WF owner
Orange Level Joined: 12 May 2013 Location: Bombay NY Points: 4749 |
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As far as mail fraud, good luck with that. I'm sure the USPS has thousands of complaints every day. I doubt they are going to give a small claim much time.
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Gary
Orange Level Access Joined: 13 Sep 2009 Location: Peterborough,On Points: 5529 |
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I'm with Dave
Hey Mr. Not Given Welcome to the Allis Forum. This is a place where we watch out for each other. So tell us a little bit about yourself. Eg. what State you live in, what you have for Allis Chalmers equipment etc. G |
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Coke-in-MN
Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41730 |
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Listed as Netherlands on IP
Tampetsma Bronze Level Joined: 13 Jan 2025 Location: usa Points: 1
Edited by Coke-in-MN - 15 Jan 2025 at 5:24pm |
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Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something.
"Challenges are what make life interesting; overcoming them is what makes life meaningful." |
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