Medicare Advantage Plans

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   Seems like a LOT of Medicare commercials on TV. I thought the SIGN UP was done 2 months ago !!... So i looked on the "internet" and apparently you have till March 31 to CHANGE your plan if you want... You have to ALREADY be signed up, but you can CHANGE.
Medicare is run the Fed Govt... That allow Medicare ADVANTAGE plans to be  handled by Independant  Insurance Companies.... Most of those plans cover a wide  variety of coverage under ONE plan... I also "internet" to see why so many commericals are made. It seems that  the GOVT pays the Insurance Company around $1000. (per month) for each person that signs up with them and moves away from the "standard medicare" run by the GOVT... The Advantage plans are "regulated" by the GOVT and must include the same coverage ( or more)... Seems to be real competative right now as they start to include eyes / ears / teeth in order to attract more people... They said the plans change state by state or county by county depending on what is the "reasonable cost" for coverage in your area...

Edited by steve(ill) - 10 Mar 2022 at 1:19pm

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steve(ill) Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 11 Sep 2009 Location: illinois Points: 77708	Post Options Post Reply Quote steve(ill) Report Post Thanks(0) Quote Reply Topic: Medicare Advantage Plans Posted: 10 Mar 2022 at 1:18pm
	Seems like a LOT of Medicare commercials on TV. I thought the SIGN UP was done 2 months ago !!... So i looked on the "internet" and apparently you have till March 31 to CHANGE your plan if you want... You have to ALREADY be signed up, but you can CHANGE. Medicare is run the Fed Govt... That allow Medicare ADVANTAGE plans to be handled by Independant Insurance Companies.... Most of those plans cover a wide variety of coverage under ONE plan... I also "internet" to see why so many commericals are made. It seems that the GOVT pays the Insurance Company around $1000. (per month) for each person that signs up with them and moves away from the "standard medicare" run by the GOVT... The Advantage plans are "regulated" by the GOVT and must include the same coverage ( or more)... Seems to be real competative right now as they start to include eyes / ears / teeth in order to attract more people... They said the plans change state by state or county by county depending on what is the "reasonable cost" for coverage in your area... Edited by steve(ill) - 10 Mar 2022 at 1:19pm
	Like them all, but love the "B"s.

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Coke-in-MN Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41195	Post Options Post Reply Quote Coke-in-MN Report Post Thanks(0) Quote Reply Posted: 10 Mar 2022 at 10:20pm
	They are fishing for people just turning 65 , moving to different locations , or have not signed up yet . I didn't sign into Medicare at 65 as had a group policy and wife was on it , if I had changed to Medicare she would have been dropped, would have had to find a policy for her and she would have had pre-existing conditions . As long as my policy met or exceeded coverage offered by Medicare i could stay on it , when I did sign up for Medicare when she reached 65 I just had to submit proof that my policy met the requirements . Here in MN I went with Ucare and a Advantage plan - all wifes present doctors were in plan so no changes needed .
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