Medicare Advantage Plans

Message Topic Search Topic Options Post Reply Create New Topic Printable Version Translate Topic

   Seems like a LOT of Medicare commercials on TV. I thought the SIGN UP was done 2 months ago !!... So i looked on the "internet" and apparently you have till March 31 to CHANGE your plan if you want... You have to ALREADY be signed up, but you can CHANGE.
Medicare is run the Fed Govt... That allow Medicare ADVANTAGE plans to be  handled by Independant  Insurance Companies.... Most of those plans cover a wide  variety of coverage under ONE plan... I also "internet" to see why so many commericals are made. It seems that  the GOVT pays the Insurance Company around $1000. (per month) for each person that signs up with them and moves away from the "standard medicare" run by the GOVT... The Advantage plans are "regulated" by the GOVT and must include the same coverage ( or more)... Seems to be real competative right now as they start to include eyes / ears / teeth in order to attract more people... They said the plans change state by state or county by county depending on what is the "reasonable cost" for coverage in your area...

Edited by steve(ill) - 10 Mar 2022 at 1:19pm

	This site is not affiliated with AGCO Inc., Duluth GA., Allis-Chalmers Co., Milwaukee, WI., or any surviving or related corporate entity. All trademarks remain the property of their respective owners. All information presented herein should be considered the result of an un-moderated public forum with no responsibility for its accuracy or usability assumed by the users and sponsors of this site or any corporate entity.
	The Forum	Parts and Services	Unofficial Allis Store	Tractor Shows	Serial Numbers	History

Author	Message Topic Search Topic Options Post Reply Create New Topic Printable Version Translate Topic
steve(ill) Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 11 Sep 2009 Location: illinois Points: 78714	Post Options Post Reply Quote steve(ill) Report Post Thanks(0) Quote Reply Topic: Medicare Advantage Plans Posted: 10 Mar 2022 at 1:18pm
	Seems like a LOT of Medicare commercials on TV. I thought the SIGN UP was done 2 months ago !!... So i looked on the "internet" and apparently you have till March 31 to CHANGE your plan if you want... You have to ALREADY be signed up, but you can CHANGE. Medicare is run the Fed Govt... That allow Medicare ADVANTAGE plans to be handled by Independant Insurance Companies.... Most of those plans cover a wide variety of coverage under ONE plan... I also "internet" to see why so many commericals are made. It seems that the GOVT pays the Insurance Company around $1000. (per month) for each person that signs up with them and moves away from the "standard medicare" run by the GOVT... The Advantage plans are "regulated" by the GOVT and must include the same coverage ( or more)... Seems to be real competative right now as they start to include eyes / ears / teeth in order to attract more people... They said the plans change state by state or county by county depending on what is the "reasonable cost" for coverage in your area... Edited by steve(ill) - 10 Mar 2022 at 1:19pm
	Like them all, but love the "B"s.

Sponsored Links

Coke-in-MN Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41341	Post Options Post Reply Quote Coke-in-MN Report Post Thanks(0) Quote Reply Posted: 10 Mar 2022 at 10:20pm
	They are fishing for people just turning 65 , moving to different locations , or have not signed up yet . I didn't sign into Medicare at 65 as had a group policy and wife was on it , if I had changed to Medicare she would have been dropped, would have had to find a policy for her and she would have had pre-existing conditions . As long as my policy met or exceeded coverage offered by Medicare i could stay on it , when I did sign up for Medicare when she reached 65 I just had to submit proof that my policy met the requirements . Here in MN I went with Ucare and a Advantage plan - all wifes present doctors were in plan so no changes needed .
	Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something. "Challenges are what make life interesting; overcoming them is what makes life meaningful."

Ray54 Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 22 Nov 2009 Location: Paso Robles, Ca Points: 4404	Post Options Post Reply Quote Ray54 Report Post Thanks(0) Quote Reply Posted: 18 Jun 2024 at 11:11am
	Gee what a topic to turn up today. We have an Advantage plan, testing it out right now. My wife had a hip replacement yesterday. Time to finish up chores and be there when the doc checks in at noon, and if things are good bring her home. The same doctor has performed 2 knee replacement on her and a hip on me. But then we were covered by her school insurance she had until she turned 65 at which point you are kicked off for Medicare to be your insurance. So the bills will roll in soon, then we will know how our current coverage is.

TramwayGuy Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 19 Jan 2010 Location: Northern NY Points: 11314	Post Options Post Reply Quote TramwayGuy Report Post Thanks(0) Quote Reply Posted: 18 Jun 2024 at 9:22pm
	Out of network can be a problem with advantage plans. And also they tend to deny coverage more often than conventional Medicare. Why wouldn’t they— they get paid whether your provider does or not.

tadams(OH) Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 17 Sep 2009 Location: Jeromesville, O Points: 9795	Post Options Post Reply Quote tadams(OH) Report Post Thanks(0) Quote Reply Posted: 19 Jun 2024 at 12:59pm
	My wife and I have been with Medical Mutual and it has served us well.

Coke-in-MN Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41341	Post Options Post Reply Quote Coke-in-MN Report Post Thanks(0) Quote Reply Posted: 19 Jun 2024 at 4:51pm
	Most Advantage plans have a limit on out of pocket , U Care was $3,500 max out of pocket . Anything beyond that was $ 0 co-pay .
	Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something. "Challenges are what make life interesting; overcoming them is what makes life meaningful."

DMiller Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 14 Sep 2009 Location: Hermann, Mo Points: 29994	Post Options Post Reply Quote DMiller Report Post Thanks(0) Quote Reply Posted: 19 Jun 2024 at 6:03pm
	Currently on AETNA, not seeing a issue, YET, but only had since January. DO cover more aspects than base Medicare, as well the Parts C&D, so far spent $40 in visit copays, NOTHING more.

steve(ill) Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 11 Sep 2009 Location: illinois Points: 78714	Post Options Post Reply Quote steve(ill) Report Post Thanks(0) Quote Reply Posted: 19 Jun 2024 at 8:17pm
	I have had AETNA ADVANTAGE for 3 years.... Seems GREAT to me.. I have paid very little if anything.. but my bills probably dont amount to $1000. a year. ....They paid $500. for a complex tooth extraction one year and $250. for a checkup / x-ray this year... They cover $1000. in dental and vision i think as part of the STANDARD plan...Yearly Dr visit was no cost.. he wanted me to prick my finger and take blook glucose readings for 90 days.. equip was all free.... im on some daily pills to help your prostrate so you piss better... no cost... My monthly Premium is $0.0 Edited by steve(ill) - 19 Jun 2024 at 8:20pm
	Like them all, but love the "B"s.

DMiller Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 14 Sep 2009 Location: Hermann, Mo Points: 29994	Post Options Post Reply Quote DMiller Report Post Thanks(0) Quote Reply Posted: 20 Jun 2024 at 4:27am
	My monthly is also paid by my Medicare benefit, company I retired from ‘gifts’ $3500 against dental or vision expenses per year and will allow one year carry over so has been hanging at $7000 since my last major work last year. Edited by DMiller - 23 Jun 2024 at 1:39pm

Coke-in-MN Members Profile Send Private Message Find Members Posts Add to Buddy List Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41341	Post Options Post Reply Quote Coke-in-MN Report Post Thanks(0) Quote Reply Posted: 23 Jun 2024 at 12:03pm
	https://www.facebook.com/reel/1892378757877425 Kind of explains how MEDICARE works and costs
	Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something. "Challenges are what make life interesting; overcoming them is what makes life meaningful."