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Insurance Premiums |
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Alberta Phil
Orange Level Joined: 13 Sep 2009 Location: Alberta, Canada Points: 3656 |
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Posted: 21 Apr 2020 at 11:15pm |
I got a nice e-mail from my health care insurance provider yesterday telling me that because of a significant reduction in claims to be paid out due to the Covid 19, they are reducing our monthly premiums by 25%!! I just talked to a friend of mine and he told my he will be getting a refund on part of his auto insurance premium due to a reduction in claims because no one is driving much! Any of you guys getting this "bonus" too?
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shameless dude
Orange Level Joined: 10 Apr 2017 Location: east NE Points: 13611 |
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nope
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JohnColo
Orange Level Joined: 03 Apr 2020 Location: Niwot, CO Points: 1258 |
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Farmers Union hasn't called me yet, still waiting...
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mdm1
Orange Level Joined: 12 Sep 2009 Location: Onalaska, WI Points: 2598 |
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We got $50.00 a vehicle! Ya hoo! Anyone get a stimulus check?
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Everything is impossible until someone does it! WD45-trip loader 1947 c w/woods belly mower, 1939 B, #3 sickle mower 1944 B, 2 1948 G's. Misc other equipment that my wife calls JUNK!
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omahagreg
Orange Level Access Joined: 11 Sep 2009 Location: Omaha, Nebraska Points: 2799 |
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Yes, $50 per vehicle from American Family
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Greg Kroeker
1950 WD with wide front and Freeman trip loader |
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chaskaduo
Orange Level Joined: 26 Nov 2016 Location: Twin Cities Points: 5203 |
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Are those full coverage or liability policies?
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1938 B, 79 Dynamark 11/36 6spd, 95 Weed-Eater 16hp, 2010 Bolens 14hp
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weiner
Orange Level Joined: 19 May 2012 Location: Cadillac, Mi. Points: 4305 |
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Two months reductions of 20% each month from USAA (4 cars)
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Real heros wear dogtags, not capes.
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john(MI)
Orange Level Joined: 12 Sep 2009 Location: SE MI Points: 9263 |
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Just got he statement for the auto ins. It's $200 less than the last time, but MI did some ins. readjustments so that is probably the reason. Phil, why do you have Health Ins?
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D14, D17, 5020, 612H, CASE 446
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Tbone95
Orange Level Access Joined: 31 Aug 2012 Location: Michigan Points: 11398 |
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MI insurance reform does not come into effect until July.
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Alberta Phil
Orange Level Joined: 13 Sep 2009 Location: Alberta, Canada Points: 3656 |
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We have provincial health coverage provided for seniors by Alberta Health for basic stuff. I have Alberta Blue Cross which is an additional plan that I pay a small premium for. It covers most meds, hospital costs, dental, eyeglasses etc that Alberta Health doesn't cover.
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omahagreg
Orange Level Access Joined: 11 Sep 2009 Location: Omaha, Nebraska Points: 2799 |
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One of our vehicles is liability only and one is full coverage. Same rebate no matter
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Greg Kroeker
1950 WD with wide front and Freeman trip loader |
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Coke-in-MN
Orange Level Access Joined: 12 Sep 2009 Location: Afton MN Points: 41213 |
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Same with Liberty Mutual - said a refund from them on auto ins
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Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something.
"Challenges are what make life interesting; overcoming them is what makes life meaningful." |
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HD6GTOM
Orange Level Joined: 30 Nov 2009 Location: MADISON CO IA Points: 6627 |
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I just sent them $1020.00 for 6 months insurance on vehicles. I hope they return some. There is some talk about pausing health insurance premiums untill folks get back to work, but they would still have coverage.
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Tbone95
Orange Level Access Joined: 31 Aug 2012 Location: Michigan Points: 11398 |
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Well Tom, you don't say how many vehicles, what vehicles, and what type of coverage, so pretty vague. Here in MI, before any pandemic related rebates or our "pending" insurance reform coming this summer, I'd say an average priced vehicle, even as it gets up to 8-10 years old, if you still want to cover it fully, $500 collision deductible, will still cost you ~$125 per month! So that's $750 per vehicle for 6 months. We have the most expensive insurance in the 50 states. Not sure where we will be after the "reform" kicks in.
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Bill_MN
Orange Level Joined: 12 Sep 2009 Location: Sioux Falls, SD Points: 1463 |
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1951 WD #78283, 1918 Case 28x50 Thresher #76738, Case Centennial B 2x16 Plow
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chaskaduo
Orange Level Joined: 26 Nov 2016 Location: Twin Cities Points: 5203 |
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Even got $50 for my Motorhome. (American Family)
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1938 B, 79 Dynamark 11/36 6spd, 95 Weed-Eater 16hp, 2010 Bolens 14hp
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steve(ill)
Orange Level Access Joined: 11 Sep 2009 Location: illinois Points: 77889 |
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Here in MI, before any pandemic related rebates or our "pending" insurance reform coming this summer, I'd say an average priced vehicle, even as it gets up to 8-10 years old, if you still want to cover it fully, $500 collision deductible, will still cost you ~$125 per month! So that's $750 per vehicle for 6 months.
In ILLINOIS i had full coverage on a 2013 F150 and a 2019 Ford Flex and they were $750 EACH for a year ............ and i just got about 30% knocked off of that by switching to PROGRESSIVE.
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Like them all, but love the "B"s.
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Tbone95
Orange Level Access Joined: 31 Aug 2012 Location: Michigan Points: 11398 |
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So, about half price. Yep, I lived in OH for about nine years. Insurance was ~60% of what we'd been paying in MI for the same vehicles.
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Bob D. (La)
Orange Level Access Joined: 12 Sep 2009 Location: Louisiana Points: 25529 |
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Just got a rebate from Shelter mutual on my pickup, full coverage was $526 for 6 months. Rebate was $139.00.
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When you find yourself in a hole,PUT DOWN THE SHOVEL!!!
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FREEDGUY
Orange Level Access Joined: 15 Apr 2017 Location: South West Mich Points: 5391 |
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You people haven't experienced life until you've been involved with "NO FAULT" insurance premiums in MI.
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