CC Fraud

We t to bank today, good information there and replaced chipped debit cards.

Found info out there that any chipped card is vulnerable at 3-6 FEET, buy a RFID carry case or wallet. Only issue there is has to be out to use it. Skimmers can “See” a Card code at 12 FEET with newer equipment. Started just pumping gas paying Inside. Not chancing fate there. Then the phone clone crap, can skim a phone driving alongside a car with a interconnect to that car, can Skim a phone walking along behind someone on their phone. If do not have multifactor on phone can skim it at any time within six feet.

Will no longer trust anyone anywhere except my bank and REALLY close friends, rfid wallet is on the way otherwise only card will carry is DEBIT that has to have a code to payout. One of wife’s BFF buys reloadable Visa or MC cards and will not put more than $500 on At a time, no bank connect no connection to anything but cash bought into it. May even do that.

good to know, hmm,, wonder if this appears on your 'credit report' ?

I have never had any that I have had appera on my credit report

exSW wrote: I can't understand why anyone uses a bank/debit card anymore. They are ripe for ripoff. The bank nukes(at least mine does) them at the slightest sign of malfeasance leaving you stranded sometimes hundreds of miles away. I have ONE credit card with a low limit. The last yahoo that jacked my card tried using it at the end of the month. Got dingus. Probably cussed me for being maxed out! HA! Cash,certified funds, old fashioned check. Online I use Paypal. Period. They are a pain but they're secure. Someone hijacking your phone is a different story. Androids are much easier to jack because because the operating system is ooen sourced Linex based. I hate Iphones. Miss my windows phone which was basically bullet proof.

You think checks are secure? A WHOLE bunch of information can be gleaned from a check!

I’d still like to know how that guy emptied my son’s bank account all those years ago. Only 2 things I can think of, one a piece of stray trash containing a statement, or, a corrupt helper on the inside. They did catch him though. We set up a password. He came through the drive through to make another withdrawal, they asked for the password. He said “Uhhh, I forgot to get the new password from Craig “. They new it was him then because my son’s age and the issue came up in the account notes.

Nothing is secure except face to face cash purchases or sales, and then potential of buying a POS is always there.

We are going thru everything available as to protection. Not much out there.
RFID wallets or card carriers only work so long as card inside, new ‘Tap and Go’ is the recent release by card companies and is readable at up to twelve feet when use one.
Passcodes are taking over for passwords although same conditions exist as to hacking, hackers can see number or lefter key strokes and unless is a random as our bank furnishes for computer validation is not any more tamper resistant.
Banks are as confused as electronic funds transfers account holders thru banks and bank to bank pose serious access hack-ability but is how business is done today.
Found out yesterday all driver licenses have a rfid chip, those as well can be ‘Skimmed’ as often as a CC. Gives illegals or other Criminals access to Personal Info and potential use of ID in their games.
Nothing will ever be secure to a positive level, as hackers up the game the IT people have to accelerate their own side of that equation, does not always succeed.

Autos and heavy trucks today are and will remain hackable. Any machine with a Transponder type ECM which is almost everything since 2004 at least in automotive and 2014 in HD trucks can be hacked, started driven stolen by criminals with as little as a smart phone sized device.. all the grief given KIA as to theft accessibility is propaganda by the people that expect the general population to not understand the new reality. A Key FOB for a push button start can be produced in minutes to steal most any machine using said tech.

World changes in a dead run as we walk along, just have to accept is part of change that criminal intent evolves as fast as warfare.

Per our bank Mgr, when read a Tap and Go that information is repeated by the machine thru a Up link, most have no protection for that broadcast.  IT tech at the nuke stated can read my phone thru a phone call or across the internet if it links wifi at home.  He also repeated that RFID chips are readable at distance with tech in Scammers Hands.  He has been involved with trying to stop scammers and skimmers for decades, is ongoing and high tech these days.

Edited by jaybmiller - 30 Jan 2024 at 3:24pm

And along with that AMEX sent a Revision, are changing to Charging the charges to us.  Approvals were made through the Contact Information their system uses and received approvals, so called to appeal, seems the Vendor demands paid, a Person with a card used it, got an approval and they issued them a product, end of discussion, Fraud DECLINED.

steve(ill) wrote: I still say they should be able to determine WHERE THE PARTS WERE SHIPPED... AMEX is not doing their job, pushing the Vendor..

Edited by DMiller - 01 Feb 2024 at 6:24pm