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Kiwi 
Silver Level
Joined: 23 Jan 2018
Location: New zealand
Points: 390
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 Topic: Check book
Posted: 01 Jun 2021 at 5:24am |
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Hi all today marks the day that most banks in New Zealand stop using checks they want everyone to use internet banking it is not to bad as I have been internet banking for about 4 years now
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Tractors Allis EB,two C,diesel G
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john(MI)
Orange Level
Joined: 12 Sep 2009
Location: SE MI
Points: 9262
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Posted: 01 Jun 2021 at 5:32am |
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I pay all of my bills online, have for many years. There are still those times when you need to write a check, maybe once a year. Are your banks going to force you to come in and get a money order for those instances?
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D14, D17, 5020, 612H, CASE 446
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Thad in AR.
Orange Level Access
Joined: 12 Sep 2009
Location: Arkansas
Points: 9653
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Posted: 01 Jun 2021 at 6:07am |
They can want in one hand and  in the other and see which one fills up first.
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WF owner
Orange Level
Joined: 12 May 2013
Location: Bombay NY
Points: 5012
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Posted: 01 Jun 2021 at 6:34am |
I, too, use internet banking extensively, but there are still times when I use checks. How do you pay an individual for something, other than cash?
Over the weekend, I bought a trailer from an individual. As I get older, I don't like carrying or keeping a lot of cash in the house.
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Tbone95
Orange Level Access
Joined: 31 Aug 2012
Location: Michigan
Points: 12157
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Posted: 01 Jun 2021 at 6:55am |
Mixed feelings....
How do you pay another person? Venmo, iPay, others through Apple Wallet, the "square",. . .I've never done any of them, but they are out there. Had a lady buy hay from me past winter that all but demanded it get set up on Venmo or Pay Pay.
Had the crappiest internet service for so long, never really set up much of it. Dang bank upped their statement fee to $15 per MONTH unless you had a huge minimum balance, finally forced my hand to getting statements online. I have a lot of stuff set up on auto pay, but still probably write 8-10 checks per month. For the farm business, ALL done via checkbook still.
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Hubert (Ga)engine7
Orange Level
Joined: 12 Sep 2009
Location: Jackson Cnty,GA
Points: 6465
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Posted: 01 Jun 2021 at 6:58am |
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I do NOT like internet banking. Guess I'm behind the times and eventually I will have to "get with the program " but I won't go peacefully. When the internet crashes a lot of people are going to be SOL.
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Just an old country boy saved by the grace of God.
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jaybmiller
Orange Level Access
Joined: 12 Sep 2009
Location: Greensville,Ont
Points: 24654
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Posted: 01 Jun 2021 at 7:03am |
Hubert... part of the great Chineses plan.... get the whole USA onto 'online banking' , then drop a small EMP...... ..or simply unleash a few 'ransomware bots'..
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3 D-14s,A-C forklift, B-112
Kubota BX23S lil' TOOT( The Other Orange Tractor)
Never burn your bridges, unless you can walk on water
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plummerscarin
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Joined: 22 Jun 2015
Location: ia
Points: 3903
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Posted: 01 Jun 2021 at 7:04am |
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Auction house and ag related charge a fee for credit cards so yeah, I'll keep my checkbook for now.
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Tbone95
Orange Level Access
Joined: 31 Aug 2012
Location: Michigan
Points: 12157
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Posted: 01 Jun 2021 at 7:05am |
 Hubert (Ga)engine7 wrote:
I do NOT like internet banking. Guess I'm behind the times and eventually I will have to "get with the program " but I won't go peacefully. When the internet crashes a lot of people are going to be SOL. |
I hear ya', and feel ya, but the thing is, when the internet crashes, it won't matter if you and I are still using paper checks. Because the banks and any place you wanna spend your money will be crippled down to worthless anyway.
I remember many years ago, sunspot activity or some such goofy reason they blamed for cable/internet troubles, and you couldn't buy a burger and fries at McDonald's!!1  Seriously? Why does it require a computer to fry a ball of grease and sawdust and box up some fries???!
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steve(ill)
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Joined: 11 Sep 2009
Location: illinois
Points: 87617
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Posted: 01 Jun 2021 at 8:26am |
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There are a few smaller, local shops around here ( very rural) that take cash or check.. Wont even take a credit card... They probably never even heard of Pay Pal !!
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Like them all, but love the "B"s.
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Tbone95
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Joined: 31 Aug 2012
Location: Michigan
Points: 12157
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Posted: 01 Jun 2021 at 10:28am |
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Yeah we have a few like that too, but I usually have to stop at the ATM before I go!
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ac fleet
Orange Level
Joined: 12 Jan 2014
Location: Arrowsmith, ILL
Points: 2335
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Posted: 01 Jun 2021 at 11:06am |
Its the absolute WORST stupid idea that ever was concocked!! NOTHING is safe on the internet! I agree with Hubert!! We are forced to use it here on some of our business too and I dont like it one bit!!
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http://machinebuildersnetwork.com/
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dee_veloper
Orange Level
Joined: 12 Apr 2021
Location: USA
Points: 1168
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Posted: 01 Jun 2021 at 11:47am |
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I pay all my bills by check. I have an old computer and it doesn't always work. At the rate my internet fees are going up I may not be able to afford that in the future.
If they want everything done over the internet, they should make it more affordable. As for my phone, I have a cheap-o flip phone I carry for emergencies while I'm out and about, but for the 99% of calls I still use a land line at home.
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Don't confuse my personality with my attitude.
My personality is who I am. My attitude depends on who you are.
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Ray54
Orange Level Access
Joined: 22 Nov 2009
Location: Paso Robles, Ca
Points: 4724
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Posted: 01 Jun 2021 at 2:35pm |
dee_veloper wrote:
I pay all my bills by check. I have an old computer and it doesn't always work. At the rate my internet fees are going up I may not be able to afford that in the future.
If they want everything done over the internet, they should make it more affordable. As for my phone, I have a cheap-o flip phone I carry for emergencies while I'm out and about, but for the 99% of calls I still use a land line at home.
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 I thought I was the last guy using a flip phone, well I guess using is the wrong word too. It works but has hid in the truck 99.9 % of the time turned off. For MY conveyance to both you, not for others to bother me. 
Just to old to understand why a debit card is good.  All I see is bad, you get hacked they can get it all. With a credit card you have chance to call and report you lost it. What is so hard about writing a check that all the young ones just don't.
Edited by Ray54 - 01 Jun 2021 at 3:02pm
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steve(ill)
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Joined: 11 Sep 2009
Location: illinois
Points: 87617
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Posted: 01 Jun 2021 at 2:43pm |
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I have a FWIP FONE..... probably get 1 call and 3 texts per week... and the call is SPAM!
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Like them all, but love the "B"s.
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farmboy520
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Joined: 22 Jun 2016
Location: Beason, IL
Points: 553
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Posted: 01 Jun 2021 at 3:09pm |
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Just to old to understand why a debit card is good. All I see is bad, you get hacked they can get it all. With a credit card you have chance to call and report you lost it. What is so hard about writing a check that all the young ones just don't.
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Some of the younger ones don't know how to write. They are not teaching cursive writing anymore in schools. Soon it'll be back to make your mark on the touch pad.
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On the farm: Agco Allis 9695, 7060, 7010, R66, Farmall H, and Farmall F20 (Great Grandpa's)
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Kiwi
Silver Level
Joined: 23 Jan 2018
Location: New zealand
Points: 390
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Posted: 01 Jun 2021 at 3:09pm |
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Hi all to pay individual I just get there banking details and pay on line or cash . shops farm sales and the likes I use my eftpos card (bank card / debit card)I don’t use my credit card much just to buy allis part from over seas .
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Tractors Allis EB,two C,diesel G
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jaybmiller
Orange Level Access
Joined: 12 Sep 2009
Location: Greensville,Ont
Points: 24654
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Posted: 01 Jun 2021 at 3:51pm |
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re: debit card..... YOU can set a LIMIT on any/all transactions, also YOU can disable the 'autoswipe' feature of any/all of your credit cards.
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3 D-14s,A-C forklift, B-112
Kubota BX23S lil' TOOT( The Other Orange Tractor)
Never burn your bridges, unless you can walk on water
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JLS retired
Bronze Level
Joined: 22 Apr 2021
Location: SE Missouri
Points: 42
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Posted: 01 Jun 2021 at 4:17pm |
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know a gentleman who worked for BIG computer company as service rep out of New York(included Sodom on the Potomac) owned two systems and, (according to him)none of his financial info was on the one that connected to the internet
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steve(ill)
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Joined: 11 Sep 2009
Location: illinois
Points: 87617
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Posted: 01 Jun 2021 at 4:32pm |
Some of the younger ones don't know how to write. They are not teaching cursive writing anymore in schools. Soon it'll be back to make your mark on the touch pad.  .... do they even teach cursive in school these days ?
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Like them all, but love the "B"s.
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GARY(OH/IN)
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Joined: 19 May 2010
Location: Findlay,Ohio
Points: 917
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Posted: 01 Jun 2021 at 11:21pm |
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Flip phone here. Had a smart. couldn't even carry to the truck without it dinging and ringing and trying to call someone. Flip is for the time and when I want to make a call. Can't stand it when I hire someone to do a job for me and they spend half the time on their phone setting other appointments or what ever and then charge by the hour for the time they were on my job. I can't work with one hand to my ear all day.
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HudCo
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Joined: 29 Jan 2013
Location: Plymouth Utah
Points: 3895
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Posted: 01 Jun 2021 at 11:35pm |
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we accept credit cards and checks for my local customers, but cash is still king
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ac hunter
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Joined: 05 Jan 2011
Location: OHIO
Points: 1051
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Posted: 02 Jun 2021 at 10:00am |
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Hate having any financial info on the internet. Just another way for hackers to cause a problem. Went to a local drive in last year for a burger and shake and handed the girl money. She handed it back and said they ONLY take credit or debit cards. What is wrong with society anyway. Sure wish a lot of things were like they were 50 years ago, or even 2 yrs.
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Tbone95
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Joined: 31 Aug 2012
Location: Michigan
Points: 12157
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Posted: 02 Jun 2021 at 10:26am |
ac hunter wrote:
Hate having any financial info on the internet. Just another way for hackers to cause a problem. Went to a local drive in last year for a burger and shake and handed the girl money. She handed it back and said they ONLY take credit or debit cards. What is wrong with society anyway. Sure wish a lot of things were like they were 50 years ago, or even 2 yrs. |
So did you go to the bank and close all of your accounts? Did you inform all of the vendors to whom you write a check they can no longer use Automated Clearing House? What about the IRS?
I'm not picking on you....I'm just saying, it's out there, whether you partake or not.
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Ray54
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Joined: 22 Nov 2009
Location: Paso Robles, Ca
Points: 4724
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Posted: 02 Jun 2021 at 12:04pm |
steve(ill) wrote:
Some of the younger ones don't know how to write. They are not teaching cursive writing anymore in schools. Soon it'll be back to make your mark on the touch pad. .... do they even teach cursive in school these days ? |
The days my Wonderful subs they just may still get that cursed cursive.
That figured in on her retiring they did not want her wasting the kidos time learning the old way. She looked it up in the "state standards rule book" it was still there to be learned in 3rd or 4th grade. That was before 16 so the "book" may have been "updated" since.
Had one of those inconveniences of a landlord driving in wanting to TALK. He is a good kid only have to guide him a bit now and then. He is 5th generation on this deal and I am 4th.
Dang I am old calling a 40+ a kid. Back to checks for those one track minds.
Edited by Ray54 - 02 Jun 2021 at 2:28pm
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Ed (Ont)
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Joined: 08 Nov 2009
Location: New Lowell, Ont
Points: 1488
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Posted: 02 Jun 2021 at 12:37pm |
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What are you trying to say Ray??
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DanWi
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Joined: 18 Sep 2009
Location: wttn
Points: 1920
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Posted: 03 Jun 2021 at 8:38am |
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I do pay stuff online and I use a credit card, but sometimes I wonder if its all right. We have the cyber attacks on JBS now going to make meat prices higher. Yesterday at the gas station they had a 2 minute power outage and a person was pumping gas when it happened so now he has to wait until his next statement to see if he was charged or got free gas because when the power was restored it hadn't recorded it. Also a friend with a large dairy was on auto pay for his utility bill, for some reason it didn't take out the payment in February, not his fault it was set up as auto pay, so next bill he gets penalty and interest charged. Then they deduct twice so he has overpaid plus the interest and penalty, he catches that right away as he is checking his account to for the payment. When he calls they can't just straighten things out quick it has to go to this person then that person. It took a few months for him to get it all back right.
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Tbone95
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Joined: 31 Aug 2012
Location: Michigan
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Posted: 03 Jun 2021 at 10:12am |
The whole system sucks once there's a hiccup.
A few years back, I paid a bill by a CHECK in the MAIL. A monthly recurring bill I'd been paying that way all along. Got a phone call and email regarding my bill, wanting me to be sure I paid it before it was late and the penalty kicked in. Hmm, strange I said, I have paid it by mail. Agent says ok, must just not be quite processed yet. Next month's bill comes, and I owe double plus late fees, because I didn't pay last month's bill. My check had cleared the bank! I NEVER DID GET CREDIT FOR THAT PAYMENT!!!! No matter what I showed them as proof. Great, now I'm pissed off all over again! |
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