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DeadBeats

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Category: Allis Chalmers
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Topic: DeadBeats
Posted By: TomYaz
Subject: DeadBeats
Date Posted: 15 Dec 2010 at 3:29pm
some FYI for vendors here:
 
I at times offer goods ahead of shipment... usually works out fine 99.9% of the time.
But sometimes I dont get paid.  I have little recourse other than to sell the invoice to a collection agency for nothing, but not before I put in my licks.
 
In this case a guy Wayne Flewelling who owns a honey business has refused to pay: johnwaynehoney.com ..click this google search and scroll to the bottom:
 
http://www.google.com/search?hl=en&source=hp&q=johnwaynehoney&aq=f&aqi=&aql=&oq=&gs_rfai - http://www.google.com/search?hl=en&source=hp&q=johnwaynehoney&aq=f&aqi=&aql=&oq=&gs_rfai =
 
 
This other deadbeat Dan Cassill who is involved in the poppinjohnnies tractor club of Iowa:
Here is how I dealt with them...again bottom of page
http://www.google.com/search?q=poppinjohnnies.com&hl=en&prmd=iv&ei=3zEJTZeYF8H78AbxrrCfAQ&start=30&sa=N - http://www.google.com/search?q=poppinjohnnies.com&hl=en&prmd=iv&ei=3zEJTZeYF8H78AbxrrCfAQ&start=30&sa=N
 
 
The mere act of posting here will come up in a search sooner or later. If these folks pay up, well, all is forgiven and I will note on the post that they have paid. But they will have to get additional parts elsewhere.
 
Next place I will post is ripoffreport.com
 
 
Lesson: Dont get my inner kitty riled up! (see avatar)
 



Replies:
Posted By: LouSWPA
Date Posted: 15 Dec 2010 at 3:38pm
Tom, I feel your pain, but just be careful you don't put yourself in a position to get sued. You could be completely right, and still get sued.

-------------
I am still confident of this;
I will see the goodness of the Lord in the land of the living.
Wait for the Lord;
be strong and take heart and wait for the Lord. Ps 27


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 3:51pm
Originally posted by LouSWPA LouSWPA wrote:

Tom, I feel your pain, but just be careful you don't put yourself in a position to get sued. You could be completely right, and still get sued.
 
Yep. And they would lose.


Posted By: LouSWPA
Date Posted: 15 Dec 2010 at 4:03pm
Originally posted by TomYaz TomYaz wrote:

Originally posted by LouSWPA LouSWPA wrote:

Tom, I feel your pain, but just be careful you don't put yourself in a position to get sued. You could be completely right, and still get sued.
 
Yep. And they would lose.
OK, but how much will it cost you to defend yourself. Like I said I completely understand your situation, but you don't want to shoot yourself in the foot.
Just another thought, for what it's worth. I have always felt that anonymous acts were rather cowardly. You don't want to wreck your own character just because some other looser wrecked his. JMHO


-------------
I am still confident of this;
I will see the goodness of the Lord in the land of the living.
Wait for the Lord;
be strong and take heart and wait for the Lord. Ps 27


Posted By: Coke-in-MN
Date Posted: 15 Dec 2010 at 4:25pm
that is one problem with posting anything to places on the INTERNET, somewhere, somehow it ends up in some search engine under your name or the product, part or comment.
 How or what is posted you may never know but someone somewhere will have access or a view of your dealings , thoughts, or beliefs.
 As for the deadbeats, there are lots of them out there, always have been and always will be those that figure they are  above or beyond having a honest reputation or moral characters.


-------------
Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something.
"Challenges are what make life interesting; overcoming them is what makes life meaningful."


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 5:11pm
Originally posted by LouSWPA LouSWPA wrote:

Originally posted by TomYaz TomYaz wrote:

Originally posted by LouSWPA LouSWPA wrote:

Tom, I feel your pain, but just be careful you don't put yourself in a position to get sued. You could be completely right, and still get sued.
 
Yep. And they would lose.
OK, but how much will it cost you to defend yourself. Like I said I completely understand your situation, but you don't want to shoot yourself in the foot.
Just another thought, for what it's worth. I have always felt that anonymous acts were rather cowardly. You don't want to wreck your own character just because some other looser wrecked his. JMHO
 
 
The chance of that happening is remote. If you look at my post all I was careful enough to only say I have not received payment. Thats it.  So what are they going to sue for? If they cant prove they paid for said item then they have no case. Then I would countersue for legal expense.  So really I dont see how calling out a non-payment impunes my character as I am not doing anything disreputable.  Oh and btw if you read the post I used my name, so the cowardly label doesnt apply becasue I agree with you on that.  

 




Posted By: macec3(TX)
Date Posted: 15 Dec 2010 at 5:14pm
I hounded a man for 22 months. Guess he got tired of hearing from me. He finally paid.


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 5:15pm
Originally posted by Coke-in-MN Coke-in-MN wrote:

that is one problem with posting anything to places on the INTERNET, somewhere, somehow it ends up in some search engine under your name or the product, part or comment.
 
 
Exactly why I did it. In my case its a tool, not a problem. Shame and embarressment sometimes work. As for me, Hopefully people will pickup on the fact that I dont bend over too willingly.


Posted By: michaelwis
Date Posted: 15 Dec 2010 at 5:15pm
I hope  14family farms from Ohio  are listening .......

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WD WD45 DIESEL D 14 D-15 SERIES 2 190XT TERRA TIGER ac allcrop 60   GLEANER F 6060 7040.and attachments for all Proud to be an active farmer


Posted By: ChuckLuedtkeSEWI
Date Posted: 15 Dec 2010 at 5:23pm

I with you on this one Tom.   If nothing comes out of it, at least you got your satisfaction of trying something.   I can see the other's points of not getting in trouble but I wouldn't stand for it either.   Having someone in my own family who is less then honest on more then one occasion, I know what it's like to have to deal with a lowlife.   I have spent most of my life proving that I'm not like my sibling, and I don't know where he got it from because if you ever dealt with my old man, you would see where the honesty and integrity that "most" of our family has came from.   I still remember one Christmas they went to a store and bought some things, one thing in particular was a radio for my niece.   When they got home, they realized they didn't pay for it, and it wasn't listed on the receipt.   So the next day my dad went it, and showed the manager the receipt where it wasn't on there, and paid for it.   He even took a marker and blacked out the name and checkout number etc.  off of the receipt so that the manager wouldn't know who did it so noone got fired right before Christmas. 



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1955 WD45 diesel 203322 was my dad's tractor, 1966 D15 23530, 1961 HD3 Crawler 1918, 1966 D17 IV 83495, 1937 WC 41255, 1962 D19 6221


Posted By: Dick L
Date Posted: 15 Dec 2010 at 5:50pm
Tom, I have owned my own business since 1976. Some years I have done over 2 million in gross sales. Never once did I or even think of going public with a customer not paying me in a reasonable time. I never once called the customer and threaten them with any type of action. In letting them know that I understood times sometimes get tuff but I needed paid as soon as they could find the money. I would also suggest that they make payments toward the invoice. The old saying that you catch more flies with honey than you do with vinegar actually works.  I have lost very little over the many years and that that I did lose I chalked up to life and moved on. (without telling it publicly)

What you have done here I would suspect has done you more harm than it has the people that have not paid you.  Knowing that you have no problem of airing dirty laundry would cause me to wonder why I would want to take a chance on doing business with you.

I know know others will think the same as me and not let you know how they take your post. You are free to continue to post all non paying customers and call them names such as deadbeats if you get satisfaction from it. I just know my name will not be one of them.



 


Posted By: Fred in Pa
Date Posted: 15 Dec 2010 at 6:13pm
Dead beats.   Call that Bashing them!!!!!!!!!!!!!!!!! with FACTS                  


Posted By: Brian Jasper co. Ia
Date Posted: 15 Dec 2010 at 6:20pm
I agree with Dick somewhat. However, the stigma of poor/bad credit isn't what it once was. There once was a time that folks wouldn't consider walking out on a bill, nowadays it's becoming common. My wife pointed that out to me at lunch today. We usually eat at a Hy Vee deli where you are supposed to pay as you leave. The folks that sat behind us that day left the "check" with the dirty dishes. I have no problem with Tom trying to "shame" non payers into paying up. Not paying is the same as shoplifting/stealing.

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"Any man who thinks he can be happy and prosperous by letting the government take care of him better take a closer look at the American Indian." Henry Ford


Posted By: michaelwis
Date Posted: 15 Dec 2010 at 6:24pm
Translation : A spade is a spade ..

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WD WD45 DIESEL D 14 D-15 SERIES 2 190XT TERRA TIGER ac allcrop 60   GLEANER F 6060 7040.and attachments for all Proud to be an active farmer


Posted By: LouSWPA
Date Posted: 15 Dec 2010 at 6:27pm
Originally posted by TomYaz TomYaz wrote:

Originally posted by LouSWPA LouSWPA wrote:

Originally posted by TomYaz TomYaz wrote:

Originally posted by LouSWPA LouSWPA wrote:

Tom, I feel your pain, but just be careful you don't put yourself in a position to get sued. You could be completely right, and still get sued.
 
Yep. And they would lose.
OK, but how much will it cost you to defend yourself. Like I said I completely understand your situation, but you don't want to shoot yourself in the foot.
Just another thought, for what it's worth. I have always felt that anonymous acts were rather cowardly. You don't want to wreck your own character just because some other looser wrecked his. JMHO
 
OH, I musta read the wrong one on the second fellow, there was one from a Jane Doe, my apology. 
The chance of that happening is remote. If you look at my post all I was careful enough to only say I have not received payment. Thats it.  So what are they going to sue for? If they cant prove they paid for said item then they have no case. Then I would countersue for legal expense.  So really I dont see how calling out a non-payment impunes my character as I am not doing anything disreputable.  Oh and btw if you read the post I used my name, so the cowardly label doesnt apply becasue I agree with you on that.  

 




-------------
I am still confident of this;
I will see the goodness of the Lord in the land of the living.
Wait for the Lord;
be strong and take heart and wait for the Lord. Ps 27


Posted By: tomdavison
Date Posted: 15 Dec 2010 at 6:28pm
  I have recremtly retired from over 35 years in my own accounting/tax practice.  I did the same as Dick and never hounded anyone for payment.  Over this period, except for 2 large balances owed to me, I never failed to be paid for most of my services, even though I waided a long time for some of the payments.  I attended classes on practice management, and all of them stressed to not sue for an amount owed.  Things become turned around in a court, and you may end up losing, and worst, will end up paying for damages to the one that you sued.  Again, I agree with Dick, you may harm your own name more than you harm theirs.  Don't worry, I will still deal with you.


Posted By: LouSWPA
Date Posted: 15 Dec 2010 at 6:33pm
Huh, wonder how that happened? My reply came before Toms response in the last post.
In any case, my mistake, Tom, the second fellow on your list appears to have someone else unhappy with them also, Jane Doe. I just assumed it was you, because it sounded similar to what you were saying. Anyways, my apologies!


-------------
I am still confident of this;
I will see the goodness of the Lord in the land of the living.
Wait for the Lord;
be strong and take heart and wait for the Lord. Ps 27


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 6:35pm
Originally posted by Dick L Dick L wrote:

Tom, I have owned my own business since 1976. Some years I have done over 2 million in gross sales. Never once did I or even think of going public with a customer not paying me in a reasonable time. I never once called the customer and threaten them with any type of action. In letting them know that I understood times sometimes get tuff but I needed paid as soon as they could find the money. I would also suggest that they make payments toward the invoice. The old saying that you catch more flies with honey than you do with vinegar actually works.  I have lost very little over the many years and that that I did lose I chalked up to life and moved on. (without telling it publicly)
 
Well Dick, I think over a year ,in the one case), and five months in the other is more than reasonable.  If someone was hard up for money (I've been there) I would be just fine with payments. But each time I have called, I was never told they where hard up for cash. I was told payment was coming.  If they would have told me they were hard up I would have suggested payments like you said.
Originally posted by Dick L Dick L wrote:

What you have done here I would suspect has done you more harm than it has the people that have not paid you.  Knowing that you have no problem of airing dirty laundry would cause me to wonder why I would want to take a chance on doing business with you.
 
If you are a man of character, fearing my wrath should not be a concern.  I didnt take this action lightly. I sent the invoices again with a note 30 days ago stating I would do this if payment not received.  Actually I am a very reasonable guy to deal with. But dont mistake my kindness for weakness.

Originally posted by Dick L Dick L wrote:

I know know others will think the same as me and not let you know how they take your post. You are free to continue to post all non paying customers and call them names such as deadbeats if you get satisfaction from it. I just know my name will not be one of them.
 
Again if you read the postings I made on uradeadbeat.com I did no name calling. I simply stated I have not received payment. Nothing more.  Glad you decided to never be a non-paying customer.
 

 


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 6:43pm
Originally posted by Brian Jasper co. Ia Brian Jasper co. Ia wrote:

I agree with Dick somewhat. However, the stigma of poor/bad credit isn't what it once was. There once was a time that folks wouldn't consider walking out on a bill, nowadays it's becoming common. My wife pointed that out to me at lunch today. We usually eat at a Hy Vee deli where you are supposed to pay as you leave. The folks that sat behind us that day left the "check" with the dirty dishes. I have no problem with Tom trying to "shame" non payers into paying up. Not paying is the same as shoplifting/stealing.
 
 
My little hobby business cant take hits like this and survive. I dont take credit cards as my volume of business doesnt justify the added expense.  I also realize that demanding payment up via check  wastes a lot of valuabe time for farmers. I really dont ship out parts ahead of payment anymore from new customers because of these non-payers. If shaming doesnt work  I would hope that "airing my dirty laundry" will warn other business people about these non-payers as a public service.


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 6:49pm
Originally posted by tomdavison tomdavison wrote:

  I have recremtly retired from over 35 years in my own accounting/tax practice.  I did the same as Dick and never hounded anyone for payment.  Over this period, except for 2 large balances owed to me, I never failed to be paid for most of my services, even though I waided a long time for some of the payments.  I attended classes on practice management, and all of them stressed to not sue for an amount owed.  Things become turned around in a court, and you may end up losing, and worst, will end up paying for damages to the one that you sued.  Again, I agree with Dick, you may harm your own name more than you harm theirs.  Don't worry, I will still deal with you.
 
I really have to question any advice that says never litigate on money owed.  I seem to hear about such cases in the news quite regularly.  Dont we have small claims courts?  Speaking of which, I would have done that but the expense to go to a court in Iowa is kinda not worth it. I dont have much other recourse.


Posted By: Ryan Renko
Date Posted: 15 Dec 2010 at 6:54pm
I'm glad I didnt see my name mentioned!! LOL Keep up the great work. I will order more than one belt next time because the 66 is gunna need new cylinder bars for wheat. Ryan


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 7:06pm
Originally posted by Ryan Renko Ryan Renko wrote:

I'm glad I didnt see my name mentioned!! LOL Keep up the great work. I will order more than one belt next time because the 66 is gunna need new cylinder bars for wheat. Ryan
 
 
You were late a time or two werent you?  LOL!! Your going to need a $1000 security deposit if you want bars! LOL!   Actually I am placing my bar order this month. If you want a set you have to let me know ASAP.  Wont place another order for at least a year or more....


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 7:09pm
Originally posted by LouSWPA LouSWPA wrote:

Huh, wonder how that happened? My reply came before Toms response in the last post.
In any case, my mistake, Tom, the second fellow on your list appears to have someone else unhappy with them also, Jane Doe. I just assumed it was you, because it sounded similar to what you were saying. Anyways, my apologies!
No prob....


Posted By: Jamie (KY)
Date Posted: 15 Dec 2010 at 7:09pm
TomYaz, I applaud you. I'm not a legal expert of have no experience with this type of situation, but applaud your thinking.
 
To me this is no different than the local sheriff's office posting people's names that have failed to pay their property taxes from the previous year in January. It becomes common knowledge and public. If they don't like it, then pay up.


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Just when I thought I was finishing my "honey-do-list", she turned the page!!!


Posted By: GARY(OH/IN)
Date Posted: 15 Dec 2010 at 7:11pm
We(generally my wife) go to court on a regular basis. It is now to the point where there is NO stigma among their peers when this type of person does not pay their obligations. We were there just this morning regarding an arson case involving two minor boys. The only way to collect on a debt is if they something from you then you have a chance at getting the old debt.


Posted By: TomYaz
Date Posted: 15 Dec 2010 at 7:20pm
Originally posted by Jamie (KY) Jamie (KY) wrote:

TomYaz, I applaud you. I'm not a legal expert of have no experience with this type of situation, but applaud your thinking.
 
To me this is no different than the local sheriff's office posting people's names that have failed to pay their property taxes from the previous year in January. It becomes common knowledge and public. If they don't like it, then pay up.
 
Thanks...Yep just trying to get the word out with the facts and nothing more. no nasty names etc...If they pay I will update the post accordingly with no malice.
 
I tried to have them reported to a credit bureau..but I needed to have so many thousands in sales per month to be able to report to them.  I view this action as a "poor business mans credit reporting" 


Posted By: monitordoc
Date Posted: 15 Dec 2010 at 7:27pm
 I HAVE BEEN IN BUSINESS FOR 28 YEARS ALWAYS OFFERING GOODS AND SERVICE BEFORE PAYMENT. SOSMETIMES HAVE HAD SLOW PAYMENT BUT ALWAYS HAVE WORKED WITH THE CUSTOMER PRIVATELY WITH 100% SUCCESS.
 WHEN IT WAS MY TURN TO BE THE "DEADBEAT" WITH EXTREME MED BILLS PEOPLE WORKED WITH US AND WE MADE IT.
  I KNOW THERE ARE SOME THAT BUY WITH NO INTENTION OF PAYING AND ALL I DO IS CHALK THAT UP AND MOVE ON.
 I GUESS I AM SAYING IS WHAT GOES AROUND COMES AROUND.


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WD,D17-S4,180,D21


Posted By: omahagreg
Date Posted: 15 Dec 2010 at 7:54pm
When I had my own kitchen/bath remodeling business, a friend of my Dad's hired me to do his kitchen.  I quoted him this ridiculously low price, with payment when done.  When I submitted the bill, he said he wanted to make payments.  I had no choice, so came up with a monthly payment, with interest, and date due,wrote it up and we both signed it.  First payment, OK, second was late.  Third was even later-I had to call him and tell him I was NOT a bank, and would not tolerate any late payments from then on.  He finally got the message and got it paid off. 

-------------
Greg Kroeker
1950 WD with wide front and Freeman trip loader


Posted By: Coke-in-MN
Date Posted: 15 Dec 2010 at 11:37pm
After 30 + years of excavating and septic work and with hundreds of good customers it is a shame the bad ones make the court the way of doing business. over the years I only had a couple of bad customers and I should have heeded the feeling I first had they might be problems.
  On none of my jobs did i ask for payment up front, and in many cases I had thousands of dollars in materials out of my own pocket involved but with only a handshake contract.
 Luckily the deadbeat jobs were labor jobs and yes I lost a lot on them but least I did not have to make excuses to my suppliers of why I could not pay. Being a banker is or was not my field of work, earth moving and health related issues with septic systems were.
 Last big one that soured me and made me retire from customer work was a $12,000 job I ended up selling to a collection agency for $1500. I lost over $6,000 on that job not counting my labor, design time, and the trouble of going to court to testify when the agency filed and won a settlement in District court.
  Found out then these people had numerous people they had defrauded and bilked on many home improvements around their place.
 LOW LIFE'S prey on good people, honest people and anyone else they think they can get away with cheating on  . 


-------------
Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something.
"Challenges are what make life interesting; overcoming them is what makes life meaningful."


Posted By: JC-WI
Date Posted: 16 Dec 2010 at 12:20am
"would countersue for legal expense. " Don't think you can when dealing in small claims court.
  Mom always said don't speak ill of others. For some reason I just cannot wrap my mind around why I can't tell the truth of some garbage ... I always figure that if Jack S. screwed you on a deal or did something like lie steal or ...whatever that effects others, People should know to be aware of the character so they don't get taken.  ...  It is like you have a daughter and she is going out on a date with a guy, and his character is forcing himself on/into girls, Would you not want to know about the guy's character before your daughter went out with this piece of dung? - If I knew of this nutjob's character, would you like me to tell you or not to tell you and let you find it out the hard unpleasant way?
  It doesn't matter if its the daqughter or money or deals or government, They all should have good reputations or be known for whothey really are.


Posted By: SHAMELESS
Date Posted: 16 Dec 2010 at 1:05am
i don't gets mad...i gets even!!


Posted By: Eldon (WA)
Date Posted: 16 Dec 2010 at 3:41am
I don't get even....I get ahead!

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ALLIS EXPRESS!
This year:


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 5:30am
Originally posted by JC(WI) JC(WI) wrote:

"would countersue for legal expense. " Don't think you can when dealing in small claims court.
 
 
I was talking about if the customer sued me. That wouldnt be in small claims...
 
But amen on the rest of what you said...


Posted By: GlenninPA
Date Posted: 16 Dec 2010 at 11:00am
Until you have actually been sued, it is great fun to think about how easy the process is...
 
Well, I'm there, and can tell you it is not fun, or cheap, or productive....
 
I am STILL involved in a lawsuit, where the open claim toward me is TRESPASS. I was with a Realtor, looking at a home to purchase.
 
This has gone on for over 8 years, and has cost me over $12,000 in legal defense costs.
 
The plaintiffs knew to file at the bitter end of the statute of limitations, by time I was served papers, my time limit to countersue had expired by a couple weeks. Any counterclaim I would have made would have been a waste of my money.
 
There are a number of other defendants in my case, with various claims from Invasion of Privacy to Defamation, etc. Through various motions, hearings, arguements, etc. we have whittled the case down to just a few elements. However ridiculous it is, a jury must decide issues of fact, so I am looking at another $5000-8000 to go to trial.
 
Assuming I win, I will have bragging rights to say that I was indeed innocent.
 
If I lose, it is likely to be a nominal award to the plaintiff of $1.
 
So, if I successfully defend myself, it will cost me up to $20,000. If I lose, it cost me up to $20,001.
 
I have not bought any parts from you, but I can tell you that avoiding a suit will pay for a hell of a lot of parts.  Get your money upfront, or absorb the risk. To do anything else is just foolish finances to satisfy your pride.


Posted By: Coke-in-MN
Date Posted: 16 Dec 2010 at 11:22am
Yes the full deal is time consuming and costly. The debt I sold to collector was set for District Court, the people filed a claim in Small Claims Court against me, went to the hearing and told the Judge the matter was already on District Court Docket. His remark was not to tell him how to run his courtroom as he was well aware of how to meeter out justice in his court. Then he ruled against me and demander $5,000 in dammages be awarded to other party. My bill for services provided was also ruled by him to be a invalid claim and harrasment of these poor people.
  2 weeks later in District Court , this was thrown out as was invalid claim filed as a punitive measure to avoid payment of legal debt, immediate seisure of property to satisfy the debt now owed to the collection agency was imposed.


-------------
Faith isn't a jump in the dark. It is a walk in the light. Faith is not guessing; it is knowing something.
"Challenges are what make life interesting; overcoming them is what makes life meaningful."


Posted By: Reindeer
Date Posted: 16 Dec 2010 at 11:31am
We have been in specialty poutlry equipment for more than 20 years, and in the end the only way that I could avoid the hassles of payment was to get the credit card machine, and ship on payment.  Most of the non payers have  a bit of a problem, as we are the only source for parts for our machinery, but even then, some just don't pay their bills.  The credit card system we got costs about 7 dollars a month,  and is resident on our computers, so not much overhead.  Works for us.

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Posted By: TomYaz
Date Posted: 16 Dec 2010 at 12:21pm
Originally posted by Reindeer Reindeer wrote:

We have been in specialty poutlry equipment for more than 20 years, and in the end the only way that I could avoid the hassles of payment was to get the credit card machine, and ship on payment.  Most of the non payers have  a bit of a problem, as we are the only source for parts for our machinery, but even then, some just don't pay their bills.  The credit card system we got costs about 7 dollars a month,  and is resident on our computers, so not much overhead.  Works for us.
 
 
$7 a month is not bad...whats the percent take? and who is your processor?


Posted By: Reindeer
Date Posted: 16 Dec 2010 at 12:59pm

Good grief, I just went to look at our current arrangement, with Orbital.com, and although they have very little upfront costs, they are hitting us for about 11% on total sales, with a nasty list of fees.  Will be looking at options. 

Thanks for asking.....


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Posted By: JC-WI
Date Posted: 16 Dec 2010 at 1:21pm
OOPS... another can of worms just came to lite.


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 1:30pm
Originally posted by JC(WI) JC(WI) wrote:

OOPS... another can of worms just came to lite.
 
 
Sounds like Reindeer might be preparin a lawsuit! - - against whomever set him up w/ orbital LOL!


Posted By: rasman57
Date Posted: 16 Dec 2010 at 3:31pm

You do what you have to do within reason once you have become certain that these are not good folks who otherwise may have a problem.  I was a cop for 30 years and worked over half of that in state police investigations.  Some people are just flat out uncaring and take advantage of decent people.  

Anybody can be down on their luck and have an isssue oe two but you can CLEARLY tell the difference if you live in the real world.   It is scary to know how many people your court system has warrants on in your own county....these are mostly people that just disregard EVERY aspect of society and ignore court orders, court dates, investigations etc. and continue to take advantage of others.    Lot's of second generation freeloaders who believe cradle to grave rights of TAKE TAKE TAKE.     I made a career out of sticking up for right vs wrong and following through on behalf of victims.  The common thread among offenders, from murderers to burglars to check scammers is the unmitigated disregard for other people and society.  
 
If more decent people call Bull**** and follow up on inequity and justice when it is REALLY evident.....you not only stand up for right, protect yourself and others, but you may end someones criminal conduct early.    Trust me on this... most good folks like the vast majority of you have been blessed with not fully knowing what is out there.   
 
We have a saying....  opportunistic wolves,  Gods  sheep and watchful sheepdogs.... you decide.       I NEVER judge a man on half a story but your bark sounds right to me.     


Posted By: Dick L
Date Posted: 16 Dec 2010 at 4:35pm
101 in quoting prices of a product/ parts is to include unforeseen costs.

I have been quoting piece prices for manufacturing plastic parts for over 40 years.

I know that when figuring the cost of raw material for a part that my employees will (possibly) loose 5% over the total run. Therefore I increase the amount of material to be used by the 5%.  I also know that the price of that material could very well go up before I can get a price increase thru to my customer. I add 3% to the price of material used in the quote to cover this to make sure I am not packing my money in the boxes. I also know that from time to time I will have to go to the bank for money to cover late payment of invoices and have to add 5% to the total cost of the product.  Then I spend a lot of time praying that those extra costs do not exceed my quote because some times they do.  Like I just had to pay for shipping back from California and then back to the customer because one of my employees forgot to install bearings in all the wheels.
I can not let these types of things upset me. In the real world this stuff happens and there is nothing that will ever change it.  All that can be done is to try to keep those types of problems as small as you can.  No employee got chewed out and when they had to correct it they were upset that it happened.

In my business the real bad people are few and far between but buyers are not cutting you any slack either.

Point is if you are going to be in business you need to price some of the losses that will happen whether it be with crooks or not.

I don't mean to say not to report crooks and scam artists to the proper people. If a person has (proof) that a person is a scam artists then a  public notice would not be out of line.

Example: I bought a tractor from a fellow in NY state. On one of the boards a Detective from that area posted that he wanted any one that had purchased tractor parts and had not received them please contact him. He had started to take the tractor apart and sell the parts from the tractor I had bought. The detective called me and we set a time I would come to pick up the tractor and he would help load the tractor and try to find all the parts that would make the tractor as I purchased it. Different tractor parts had been sold in many states and never shipped.  A lot of the parts had been sold multiple times. The detective told me that the man had been arrested but nothing would be gained keeping him in jail when he had kids and a wife that needed him. The detective was working with everyone that had been scammed to get the parts or money back. The detective was sure the fellow had not started selling parts with the intention of scamming but some how did what he thought was a way to get food on the table. They found the man a job and he was having to make things right with everyone to keep out of jail. I can not say it was all that bad of an experience. The detective even offered to put me up for the night and feed me at his house or just have supper with him and his family. I didn't take him up on it as I needed to get back to the plant.    I learned a lot about people thru the dealings with this person and the people that were helping him out of the hole.  Those that do not believe in cutting people any slack miss a lot of joy. I feel sorry for you for all you miss.  
 


Posted By: bakwoodsfarm
Date Posted: 16 Dec 2010 at 4:52pm
I run a hay farm and was worried about having to collect. Its hard to deliver $1500.00 worth of hay 200 miles and not know the person. Then you get a check and have to worry about that all the way home!!! But, I can say that horse people are very honest, I have been very lucky.


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 5:53pm
Originally posted by Dick L Dick L wrote:

101 in quoting prices of a product/ parts is to include unforeseen costs.
 
 
Dont worry, I will raise prices if I need to.  I feel bad my customers have to pay for the scaffolows.
 
Originally posted by Dick L Dick L wrote:


 Those that do not believe in cutting people any slack miss a lot of joy. I feel sorry for you for all you miss. 
 
Beleive me, I cut a lot of slack....

 
 
 


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 5:59pm
Originally posted by rasman57 rasman57 wrote:

You do what you have to do within reason once you have become certain that these are not good folks who otherwise may have a problem.  I was a cop for 30 years and worked over half of that in state police investigations.  Some people are just flat out uncaring and take advantage of decent people.  

Anybody can be down on their luck and have an isssue oe two but you can CLEARLY tell the difference if you live in the real world.   It is scary to know how many people your court system has warrants on in your own county....these are mostly people that just disregard EVERY aspect of society and ignore court orders, court dates, investigations etc. and continue to take advantage of others.    Lot's of second generation freeloaders who believe cradle to grave rights of TAKE TAKE TAKE.     I made a career out of sticking up for right vs wrong and following through on behalf of victims.  The common thread among offenders, from murderers to burglars to check scammers is the unmitigated disregard for other people and society.  
 
If more decent people call Bull**** and follow up on inequity and justice when it is REALLY evident.....you not only stand up for right, protect yourself and others, but you may end someones criminal conduct early.    Trust me on this... most good folks like the vast majority of you have been blessed with not fully knowing what is out there.   
 
We have a saying....  opportunistic wolves,  Gods  sheep and watchful sheepdogs.... you decide.       I NEVER judge a man on half a story but your bark sounds right to me.     
 
 
Well my story is about as cut and dry as it comes. There is no "drama" involved. Shipped parts, never got paid.  If any of my customers come across hard times I am MORE than willing to work with them as  I have been in the same position myself.  Blowing me off means I cant work with them so I got to try something else.


Posted By: powertech84
Date Posted: 16 Dec 2010 at 6:11pm
The legal system is a little bit screwed up in that if someone owes you something and doesn't want to pay, it costs you money to legaly get what you are owed. Personally, i prefer the advice my high school auto shop gave me, "just burn their house down". I still need to make a trip to rowlett texas one of these days come to think of it...


Posted By: Darrell G (MN)
Date Posted: 16 Dec 2010 at 6:26pm
Well I have been told that I am quite good a collecting bad checks, I contacted the local authorities in this person home area and they were quite helpful with information and local pressure, such as a possible stay in Jail, if they didn't make the check good within 36 hours. I received my money from the county at the end f the month.


Posted By: WC7610
Date Posted: 16 Dec 2010 at 7:38pm
Well, Mr Johnypopper has some interesting company!  Child support dads and the model caught in a three some......LOL

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Thanks



Most Bad Government has grown out of Too Much Government- Thomas Jefferson


Posted By: Brad MI
Date Posted: 16 Dec 2010 at 7:48pm
I've been in business for 40 years. From my perspective Dick L is a sharp guy willing to share some real valuable advise for those that will have it. Anger and ego are traits that unnecessarily consume energy, tend to fog an otherwise clear thinking mind and are often expensive. 


Posted By: ILGLEANER
Date Posted: 16 Dec 2010 at 8:52pm
I am with you Tom. I say letting the loosers off,and the honest people paying more for something is bullsh*t.   The pieces of crap that drive off is the reason I have to go in and pay for my gas before I pump.  What is right about punishing the honest???? I dont get some of you guys train of thought.  Adding to your price in the begining is as much stealing as the guy that wont pay his bills.
                                                  IG


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Education doesn't make you smart, it makes you educated.


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 9:20pm
Originally posted by Brad MI Brad MI wrote:

I've been in business for 40 years. From my perspective Dick L is a sharp guy willing to share some real valuable advise for those that will have it. Anger and ego are traits that unnecessarily consume energy, tend to fog an otherwise clear thinking mind and are often expensive. 
 
 
Certainly not doing it out of anger or ego....not that Im not pissed, but doing it because I need paid.


Posted By: GBACBFan
Date Posted: 16 Dec 2010 at 9:24pm
Frontloading the selling price for raw material shrink, price escalation, and the cost of money is good business. If the buyer doesn't like the selling price, he doesn't have to buy. 

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"The trouble with quotes on the Internet is that you can never know if they
are genuine." - Mark Twain


Posted By: ILGLEANER
Date Posted: 16 Dec 2010 at 9:32pm

No GBACB that is what is called punishing the honest for the crooks,I dont care what anyone says ,its wrong. I guess if you take pleasure in sticking it into honest people,you can call it what ever you want. And people wander whats wrong  with this country. He wants paid, and as far as I am concernd ,if there were more self policeing,and less lawyers this country would be way better off.    I know a man who runs a glass shop, he put a window in for some low life that wouldnt pay,and wouldnt pay.  He went over there and took it back out. They  came home to a big cold whole one day.  That might not have been legal,but its right. The guy not paying is wrong. Its real easy ,things are either right or wrong.  Alot of things  could be fixed real easy in this country.

                                                      IG                                                   


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Education doesn't make you smart, it makes you educated.


Posted By: Ryan Renko
Date Posted: 16 Dec 2010 at 9:35pm
Did ya get my payment for them there bars???? LOL


Posted By: GBACBFan
Date Posted: 16 Dec 2010 at 9:39pm
I think you should contact the Harvard School of Business and tutor them on business modeling, ILG. They apparently have it all wrong.

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"The trouble with quotes on the Internet is that you can never know if they
are genuine." - Mark Twain


Posted By: ILGLEANER
Date Posted: 16 Dec 2010 at 9:58pm
 They sure do there just a bunch of Liberals,I havent seen to many smart liberals in my life,thanks for the vote of confidence!!!!
                                                IG


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Education doesn't make you smart, it makes you educated.


Posted By: Pat the Plumber CIL
Date Posted: 16 Dec 2010 at 10:20pm
I love posts like these that get us all "involved".People should pay their bills,I pay mine and expect everyone else to do the same.I am newly in business for myself and a large unpaid bill could put me under.This is my lively hood and take it very seriously.I would love to take the high ground and not worry about unpaid bills,but the reality is ;you have to what ever is necessary to get paid.
Tom I only bill people I personally know,Anyone else has to pay at completion.On big jobs,over 1000$ 1/2 up front and a signed contract.I know it may cost me some work, but at least I won't have to pay for the parts.
When I was an apprentice my boss could not get paid from a barowner when we finished installing a water heater.The barowner says what are you going to do? My boss and I started to take it out.The owner started yelling and called police.My boss showed the deputy his invoice showing he paid for water heater at wholesale house.Deputy understood what was going on and told us to go ahead and take our property.Barowner changed his tune and paid the bill.Don't know if that was legal or not but it worked.

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You only need to know 3 things to be a plumber;Crap rolls down hill,Hot is on the left and Don't bite your fingernails

1964 D-17 SIV 3 Pt.WF,1964 D-15 Ser II 3pt.WF ,1960 D-17 SI NF,1956 WD 45 WF.


Posted By: Jamie (KY)
Date Posted: 16 Dec 2010 at 10:28pm
I do a little woodworking/sign making on the side. I made a nice wooden sign with routed lettering and frame for my wife's aunt. It was a Christmas present from her son (my wife's cousin.) I delivered it for free and even took a bag of quickcrete, post hole diggers, and installed it when I got there for free because it was family.
 
I waited, after several attempts, for almost 4 months. It was only $45 (at family discount), but I was pissed that he would tell me that the check had been sent and then tell me later that he forgot to mail it!
 
After this amount of time, I told him that I was repossesing the sign. All I would have to do is remove the bottom board and re-route another one with a different last name and sell it to someone else for the full price.
 
I waited about a week and no check ever arrived so I took off over there. His mom (my wife's aunt) met me at the door with the money. I don't know who actually paid for it, him or her, but that didn't matter. Family or not, you don't screw around with me. I work hard for everything that I have and if you deal dirty with me, I'll go after you.


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Just when I thought I was finishing my "honey-do-list", she turned the page!!!


Posted By: TomYaz
Date Posted: 16 Dec 2010 at 10:37pm
Originally posted by Pat the Plumber CIL Pat the Plumber CIL wrote:

I love posts like these that get us all "involved".People should pay their bills,I pay mine and expect everyone else to do the same.I am newly in business for myself and a large unpaid bill could put me under.This is my lively hood and take it very seriously.I would love to take the high ground and not worry about unpaid bills,but the reality is ;you have to what ever is necessary to get paid.
Tom I only bill people I personally know,Anyone else has to pay at completion.On big jobs,over 1000$ 1/2 up front and a signed contract.I know it may cost me some work, but at least I won't have to pay for the parts.
When I was an apprentice my boss could not get paid from a barowner when we finished installing a water heater.The barowner says what are you going to do? My boss and I started to take it out.The owner started yelling and called police.My boss showed the deputy his invoice showing he paid for water heater at wholesale house.Deputy understood what was going on and told us to go ahead and take our property.Barowner changed his tune and paid the bill.Don't know if that was legal or not but it worked.
 
 
Reminds me of a sign at my oldtimer mechanic back home (God rest his soul) "In God we Trust, All others pay cash"  Good advice I guess.
 
Ryan, havent checked, but Im watchin you!LOL!


Posted By: Lonn
Date Posted: 17 Dec 2010 at 6:08am
Originally posted by ILGLEANER ILGLEANER wrote:

No GBACB that is what is called punishing the honest for the crooks,I dont care what anyone says ,its wrong. I guess if you take pleasure in sticking it into honest people,you can call it what ever you want. And people wander whats wrong  with this country. He wants paid, and as far as I am concernd ,if there were more self policeing,and less lawyers this country would be way better off.    I know a man who runs a glass shop, he put a window in for some low life that wouldnt pay,and wouldnt pay.  He went over there and took it back out. They  came home to a big cold whole one day.  That might not have been legal,but its right. The guy not paying is wrong. Its real easy ,things are either right or wrong.  Alot of things  could be fixed real easy in this country.

                                                      IG                                                   

Moral hazard comes to mind. Let them off and they'll do it again. 


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Wink
I am a Russian Bot


Posted By: Good
Date Posted: 17 Dec 2010 at 6:33am
I agree with ya Tom,in my experiance in selling stuff or loan someone money or a tool it seems to be the ones I know try to take advantage of me first.If the people would just say there having problems need more time or make payments. It's the not hearing from the deadbeats is what gets me mad. You have a business to run don't worry about the few on here that think you did wrong maybe they could pay the guys bill if there so worried about it.

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B212,716,two 314H's,WC,WD,D19,190XT


Posted By: jaybmiller
Date Posted: 17 Dec 2010 at 7:01am
Guess I was taught right,as I'm 'old school' and KNOW that MY bills have to be paid! When I started my own company the early years were tight(still are) but I did what I had to to be sure NONE of my suppliers ever got a bad check,maybe late by a few days, but never bad. Could be that's why I've got an 820/840 credit rating.
If the buyer fesses up to hard times and can make a resonable payment that's ok but if he's still driving around in a new car well......
Case in point, pop put a deposit  a cottage in a 'camp' up north(Temagami,Ontario),then his health goes down, bad.Instead of giving the money back(claimed he didn't have it), the owner buys lots of new boat engines,etc. for the camp.When pop saw this, he was really steamed,uttered words I'd never heard from him and that ended 30+ years of 'going up north'.
Closer to home, stepson buys my motorcycle then returns it,cause it 'drips oil'.2 days later I go to move it,won't start,cause he dropped it and the tranny's busted.I had to give him back his money(I am married to his mother ,remember!) and to this day he will NOT admit he busted it,sigh.....
On the other hand 99% of the people I know are nice friendly,give the back off your shirt, call me - I'm there for you types! It's just the bad apples sour your day once in awhile.
 


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3 D-14s,A-C forklift, B-112
Kubota BX23S lil' TOOT( The Other Orange Tractor)

Never burn your bridges, unless you can walk on water


Posted By: Brad(WI)
Date Posted: 17 Dec 2010 at 7:30am

Charging extra for the few that don't pay is common practice, just nobody says it.  AGCO, JD, CIH all charge a little more for the possible mechancal failure while under warranty.  Almost all store charge you more to cover the credit card charge, even if you are paying cash (credit card company takes about 3% of all sales charged).   All stores for Wal-Mart to the mom and pop grocery store have to charge a little extra to cover thefts.  It's a fact of life.  Just like they have to charge for building costs, utilities, wages, profits, taxes, etc.  It's all figured into everything you buy.



Posted By: Dick L
Date Posted: 17 Dec 2010 at 10:21am
And how many buy new cars where the cost of materials are less than half of what you pay for the car?
 Recalls, redesign, material price increases, law suites, damage in transportation and a bunch of other unforeseen things have to be added in whether they ever occur or not.  If unforeseen costs are not added to the price of a product then people that produces that produces will be out of work when some of those unforeseen costs occur.
 
Just the facts mam, just the facts. Opinions don't pay bills and make payroll. Covering all your costs and making a profit does.  Oh by the way, making a profit is not dishonest even though it is used that way in class warfare. If it is dishonest then when you go to work for some one and take a wage it would be dishonest. Anyone paying payroll taxes is paying tax on your profit.
 


Posted By: Reindeer
Date Posted: 17 Dec 2010 at 11:33am

We have done a lot of business in Mexico, and South America.  A lot of my friends wondered about credit risk down there, but is is just like here.  In the end, it depends who is on the other side.  Some of our customers could get a container full of stuff on their word, and others could not get a envelope with a couple of bolts, before the cheque cleared.  Took a while to figure out the lay of the land, but once you did, then things when pretty well.

In every business, we have to pay our staff, and our bills and to do that we need to make sure we raise enough money to make that happen.  Priciing reflects our costs, and expected charges for freight etc.  If we expect difficulty, sometimes we take a bit more, to cover costs.  And then sometimes we get a surprise.  In the end more money is lost on errors, than dishonesty.


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Posted By: Dick L
Date Posted: 17 Dec 2010 at 11:43am
[QUOTE=Reindeer]

.  In the end more money is lost on errors, than dishonesty.

How true 


Posted By: TomYaz
Date Posted: 17 Dec 2010 at 12:01pm
 
My uncollectable receivables will be about %1.75 of total receivables this year..actually not too bad I think as the way that goes...
 
BTW becasue of my post I have received contact from a commercial debt collector who claims to be attempting collection off of one of my non-payers...grain of salt is in hand, but I will hear what they have to say and can offer...


Posted By: Reindeer
Date Posted: 17 Dec 2010 at 12:28pm
Credit card ??.  Well, after going over the fees from orbital.com, it looks like they are  taking only the standard ~3% that the credit cards regularly peel off.  My bookeeper took their statement away from me, as that was pretty confusing, and looked at only the bank records, which are much clearer.   That'sa relief. 
It is a small part of our business, but none the less, it had me in a bit of a fit!!


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Posted By: TomYaz
Date Posted: 17 Dec 2010 at 2:33pm
Originally posted by Reindeer Reindeer wrote:

Credit card ??.  Well, after going over the fees from orbital.com, it looks like they are  taking only the standard ~3% that the credit cards regularly peel off.  My bookeeper took their statement away from me, as that was pretty confusing, and looked at only the bank records, which are much clearer.   That'sa relief. 
It is a small part of our business, but none the less, it had me in a bit of a fit!!
 
 
Are you talking about orbitalpay.com?  Orbital.com is a areo-space company.
 
I got the fees from orbitalpay:
 
Discount rate 2.49% and .30¢ per transaction

Monthly statement fee of $9.95

Monthly PCI Compliance Fee $12.50

Monthly minimum of $25.00

 OrbitalPay Gateway rate is .35 per transaction and there is a $19.95 monthly gateway fee along with a $99.95 set up fee.  

 
Seems steep to me....


Posted By: Byron WC in SW Wi
Date Posted: 17 Dec 2010 at 5:41pm
I used to be in landscaping.  I quoted a job for some people that I mowed their lawn for.  They liked the quote but decided on more and better stuff.  So I spent at least two Saturdays driving around with them hand picking their trees and shrubs.  Something I didn't do for anyone else.  I bought the supplies and installed them.  I sent them the bill with the added trees and they sent me a check for the original amount without the additions with a note on the check saying if I cash it it's considered payment in full.  I didn't have any recourse.  I didn't make any money on the deal but it paid for the shrubs/trees and my guys labor...nothing for me.  I still mowed their lawn though and took care of them though they were ashamed to come talk to me anymore.  Finally I show up to mow their grass and some other company was there doing it.  I told them to be careful and moved on.  I got out of the business shortly after that because we moved.  I'm not sure if I would've stayed in it or not as that was a big bad taste in my mouth but probably would have.  But I understand, non paying customers can eat at you for a long time.

BTW - my experience with horse people is that they are dishonest, a story for another time.  But, I don't think you can categorize all of them or anyone one way or the other.  Though that is hard sometimes too.  I did sell some hay to horse people this year and that worked out good.


Posted By: wjohn
Date Posted: 17 Dec 2010 at 6:07pm
I work at a horse stable, and I also own horses. Some horse people are perfectly fine and will pay every bill they owe as soon as possible, and others.... as my boss says, are "Worthless." He's also the local veterinarian, so I hear a lot of stories about people not paying for their animals' bills. He knows that some people honestly can't pay, but the vast majority of them can. It's frustrating when people have internet, satellite TV and 5 cell phones but then claim that they can't afford to pay vet bills.

Anyways, to get back on topic, to my knowledge my boss hasn't ever pursued anybody in court to get payment, but he's in a different situation than most businesses. He's one of two veterinarians in the county, and if someone hasn't paid their bill from the last time he just doesn't deal with them anymore.


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1939 B, 1940 B, 1941 WC, 1951 WD, 1952 CA, 1956 WD-45



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