here's why car insurance is $$$$$$ !

Nobody is buying a Model T for under $1,000.00 anymore. Everyone is buying a car that cost twice of what my parents paid for a farm. These high priced cars have all kinds of worthless electronic bull$hit that will surely fail before the payment book runs out. and everyone expects features that cover for lack of driving ability, all of which drive costs to unreasonable levels. As mentioned everything is designed PROFIT instead of durability anymore. This is the basic reason why everyone complains about a bad economy, they've pissed away money for so long that inflation has spiraled out of control because no one considers the real value of what they think they deserve to have. The truth is our economy is so bad most everyone is spending money like they just won the lottery. 

Edited by PaulB - 21 Dec 2023 at 6:40am

Much of these "Improvements" to autos came at the requirement or request of Federal Codes, faster electronics for Emissions, ABS, removal of Manual any functions or the increase in Steering Wheel accessed functions for a "Hands Free" Driven Machine.  The net result and rules are that any auto at 9 years since the last model version used becomes a NOS Warehoused Parts ONLY value and all repair parts manufacture are discontinued or foreign Aftermarket ONLY.  All new moldings/toolings, all new supply lines/chains, removal of that last line or chain and equates to Expenses for the producers that supply the ASSEMBLERS, where these roll in and out of smaller business value passing expense to those assembly line shops and costing US in the end.